ZIP 96789 Property Distress & Foreclosure Data

DLRadar grades ZIP 96789 (Honolulu County, Hawaii) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. The latent-versus-live split is 74/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100).

The market reads peak — home values held roughly flat year on year, 2.1% off the recent peak, and 28% higher over three years (phase confidence 17/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $920,400 (6.9× income). The poverty rate is 3.5% — low. Around 47% of renters are cost-burdened. Around 43% of adults hold a bachelor's degree or higher. At $125,822, median income runs above typical U.S. levels. 80% of housing is owner-occupied. The ZIP holds roughly 19,602 housing units. The demographic-stress sub-score lands at 38/100. The vacancy rate is 3.1%. About 54,608 people live here, median age 42.

Net-net, 96789 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.