ZIP 96744 Foreclosure, Tax-Lien & Distress Report

In Honolulu County, Hawaii, ZIP 96744 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structurally it carries 73/100, against 6/100 of stress already in motion. The most distinctive pressure shows up in structural risk (73/100), institutional ownership (59/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100)).

The expansion-phase market in 96744 posted values that rose 10.8% over the year, and 17% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

77% of housing is owner-occupied. The ZIP holds roughly 18,797 housing units. The typical home is worth about $1,039,900 (7.8× income, severely stretched). Educational attainment sits at 40% bachelor's-or-above. About 56,245 people live here, median age 44. The vacancy rate is 4.4%. Around 42% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 41/100. Median household income is $129,263, above the U.S. median near $78,000. 7.8% of residents fall below the poverty threshold.

Overall, 96744 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 96744 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 96744 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 96744 stays directly comparable to neighboring ZIPs and the rest of Honolulu County, Hawaii. Sparse data for 96744 shows as blanks, never estimates, and the score updates on every fresh public filing.

96744's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 96744 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.