ZIP 96744 Property Distress & Foreclosure Data

Composite property distress in 96744 (Honolulu County, Hawaii) lands at 33/100 — moderate on DLRadar's public-record scoring. Structural risk reads 74/100 against active distress of 6/100. The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100).

The market reads peak — home values held roughly flat year on year, 2.1% off the recent peak, and 17% higher over three years, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.

77% of housing is owner-occupied. There are about 18,797 housing units across 96744. The typical home is worth about $1,039,900 (7.8× income, severely stretched). Around 40% of adults hold a bachelor's degree or higher. About 56,245 people live here, median age 44. Vacancy runs 4.4%. Rent burden reaches 42% of tenant households. The demographic-stress sub-score lands at 41/100. At $129,263, median income runs above typical U.S. levels. The poverty rate is 7.8%.

Net-net, 96744 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.