ZIP 96713 Foreclosure, Tax-Lien & Distress Report
Maui County, Hawaii · High Vacancy market
In Maui County, Hawaii, ZIP 96713 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. Latent structural risk is 82/100 while live distress already moving reads 7/100. Leading the profile are construction/permit lag (86/100), structural risk (82/100), institutional ownership (59/100). mortgage stress (24/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100).
The market reads peak — home values rose 1.2% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 1,053 people live here, median age 53. DLRadar's demographic-stress index for the area reads 62/100. A median home runs $704,700 here, or 11.8 times local income. The ZIP holds roughly 676 housing units. The tenure split is 52% owner-occupied to 48% rented. About 25% have a four-year degree. Median household income is $51,500, below the U.S. median near $78,000. Around 80% of renters are cost-burdened. The vacancy rate is 33.6% — elevated. The poverty rate is 19.9% — high, a tax-stress and distress correlate.
Net-net, 96713 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 96713 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 96713 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 96713, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 96713's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 96713 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 96713
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 96713 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 96713, the same set carried on every parcel.
Other Maui County ZIP codes
More distress data near 96713
Further distress data across Maui County, Hawaii at ZIP, county and state level.
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Deterministic scoring, sourced entirely from public data · methodology