ZIP 96748 Property Distress & Foreclosure Data

DLRadar grades ZIP 96748 (Maui County, Hawaii) at a moderate 33/100 for overall property distress. Structural risk reads 73/100 against active distress of 7/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (64/100)). Property-level stress concentrates in structural risk (73/100), institutional ownership (56/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (24/100).

The expansion-phase market in 96748 posted values that rose 9.4% over the year, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 61% of homes, renters 39%. Home values center near $386,500, an affordability ratio of 4.6×. Vacancy runs 25.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 47% of tenant households. Population is roughly 5,168 with a median age of 38. 18.8% of residents fall below the poverty threshold. Median household income is $76,974, near the U.S. median near $78,000. There are about 2,036 housing units across 96748. DLRadar's demographic-stress index for the area reads 40/100. Educational attainment sits at 22% bachelor's-or-above.

On the whole, 96748 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.