ZIP 96748 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 96748 (Maui County, Hawaii) returns a moderate composite of 36/100. Structural exposure scores 82 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100). What sets it apart are the readings on construction/permit lag (86/100), structural risk (82/100), institutional ownership (59/100). By contrast, mortgage stress (24/100) register low.

The peak-phase market in 96748 posted values that rose 1.2% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

61% of housing is owner-occupied. Home values center near $386,500, an affordability ratio of 4.6×. The vacancy rate is 25.7% — elevated. Around 47% of renters are cost-burdened. Population is roughly 5,168 with a median age of 38. 18.8% of residents fall below the poverty threshold. Median household income is $76,974, near the U.S. median near $78,000. The ZIP holds roughly 2,036 housing units. On demographic stress specifically, 96748 scores 40/100. Educational attainment sits at 22% bachelor's-or-above.

On the whole, 96748 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 96748 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 96748 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Maui County, Hawaii and the nation. Where the public record is thin for 96748, the field stays empty rather than modeled, and fills in as new documents post.

96748's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 96748 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.