ZIP 98684 Foreclosure, Tax-Lien & Distress Report

Clark County, Washington's ZIP 98684 registers 28/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in construction/permit lag (60/100), structural risk (60/100), institutional ownership (38/100). institutional ownership (38/100) and mortgage stress (12/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (93/100), FEMA disaster exposure (60/100)). Latent structural risk is 60/100 while live distress already moving reads 4/100.

The market reads peak — home values rose 1.0% year on year, and 5% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

54% of housing is owner-occupied. The poverty rate is 8.0%. The vacancy rate is 3.4%. Educational attainment sits at 29% bachelor's-or-above. Rent burden reaches 38% of tenant households. Home values center near $459,200, an affordability ratio of 5.0×. At $88,044, median income runs above typical U.S. levels. The ZIP holds roughly 14,957 housing units. The demographic-stress sub-score lands at 35/100. Population is roughly 36,486 with a median age of 37.

On balance 98684 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 98684 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 98684 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Clark County, Washington and the nation. Every figure is auditable to a public dataset and refreshed as records update; 98684 shows blanks, not estimates, wherever the record is sparse.

98684's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 98684 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.