Midwest Bankcentre (FDIC #1058): Bank Stress & Real-Estate Credit Exposure
Midwest Bankcentre (FDIC Cert #1058): bank stress 55/100, moderate, STABLE over 7 days; parent STUPP BROS INC.
Midwest Bankcentre (#1058) lends in 4 counties across 1 state; Midwest Bankcentre (#1058) reaches 101 ZIP codes: Missouri 4 counties, 101 ZIPs.
Midwest Bankcentre (#1058) largest markets: St. Louis County, MO (423 branches, 47 ZIPs) (#1058), St. Louis County, MO (120 branches, 30 ZIPs) (#1058), Jefferson County, MO (100 branches, 25 ZIPs) (#1058), St. Charles County, MO (15 branches, 15 ZIPs) (#1058).
Midwest Bankcentre (#1058) reports $3.07 billion in total assets; Midwest Bankcentre (#1058) equity $380.0 million (12.4% of Midwest Bankcentre (#1058) assets); Midwest Bankcentre (#1058) domestic deposits $2.52 billion; Midwest Bankcentre (#1058) net income $20.3 million; Midwest Bankcentre (#1058) return on assets 1.34%; Midwest Bankcentre (#1058) return on equity 10.84%; Midwest Bankcentre (#1058) net interest income $54.8 million; Midwest Bankcentre (#1058) call report June 30, 2026.
Midwest Bankcentre (#1058) noncurrent real-estate loans 0.30% of its book; Midwest Bankcentre (#1058) multifamily 2.38%; Midwest Bankcentre (#1058) net charge-offs on real estate 0.93%; Midwest Bankcentre (#1058) multifamily charge-offs 5.34%; Midwest Bankcentre (#1058) residential charge-offs 0.24%.
Midwest Bankcentre (#1058) net interest margin 3.91% against an eight-quarter Midwest Bankcentre (#1058) average of 3.60% (Midwest Bankcentre (#1058) compression -0.31 points); Midwest Bankcentre (#1058) real-estate loans 29.6% of equity; Midwest Bankcentre (#1058) non-residential real estate 23.9% of equity; Midwest Bankcentre (#1058) rate-exposure score 40/100, Midwest Bankcentre (#1058) fixed-rate trap 40/100; Midwest Bankcentre (#1058) risk type credit driven; Midwest Bankcentre (#1058) rate regime rates elevated, Midwest Bankcentre (#1058) snapshot October 20, 2026.
Midwest Bankcentre (#1058) stress score moved from 54.3 on June 22, 2026 to 55.3 on October 20, 2026; Midwest Bankcentre (#1058) ranged 54.3 to 55.3 over 117 snapshots.
Midwest Bankcentre (#1058) alerts: 3 counties; top Midwest Bankcentre (#1058) alert scores: Imperial County, MO 19 (low); Saint Charles County, MO 19 (low); Saint Louis County, MO 19 (low).