Riverstone Bank (FDIC #10641): Bank Stress & Real-Estate Credit Exposure
Riverstone Bank (FDIC Cert #10641): bank stress 53/100, moderate, STABLE over 7 days; parent TRI VALLEY BANCSHARES INC.
Riverstone Bank (#10641) lends in 6 counties across 2 states; Riverstone Bank (#10641) reaches 107 ZIP codes: Nebraska 4 counties, 82 ZIPs; Wyoming 2 counties, 25 ZIPs.
Riverstone Bank (#10641) largest markets: Lancaster County, NE (44 branches, 44 ZIPs) (#10641), Cass County, NE (40 branches, 20 ZIPs) (#10641), Otoe County, NE (20 branches, 20 ZIPs) (#10641), Laramie County, WY (26 branches, 13 ZIPs) (#10641), Albany County, WY (12 branches, 12 ZIPs) (#10641), Scotts Bluff County, NE (18 branches, 9 ZIPs) (#10641).
Riverstone Bank (#10641) reports $593.4 million in total assets; Riverstone Bank (#10641) equity $56.4 million (9.5% of Riverstone Bank (#10641) assets); Riverstone Bank (#10641) domestic deposits $506.0 million; Riverstone Bank (#10641) net income $5.6 million; Riverstone Bank (#10641) return on assets 1.95%; Riverstone Bank (#10641) return on equity 20.29%; Riverstone Bank (#10641) net interest income $12.0 million; Riverstone Bank (#10641) call report June 30, 2026.
Riverstone Bank (#10641) noncurrent real-estate loans: none reported; Riverstone Bank (#10641) net charge-offs on real estate 0.05%; Riverstone Bank (#10641) residential charge-offs 0.11%.
Riverstone Bank (#10641) net interest margin 4.35% against an eight-quarter Riverstone Bank (#10641) average of 4.14% (Riverstone Bank (#10641) compression -0.21 points); Riverstone Bank (#10641) non-residential real estate 11.0% of equity; Riverstone Bank (#10641) rate-exposure score 40/100, Riverstone Bank (#10641) fixed-rate trap 40/100; Riverstone Bank (#10641) risk type credit driven; Riverstone Bank (#10641) rate regime rates elevated, Riverstone Bank (#10641) snapshot October 19, 2026.
Riverstone Bank (#10641) stress score moved from 52.3 on June 22, 2026 to 53.3 on October 20, 2026; Riverstone Bank (#10641) ranged 52.3 to 53.3 over 117 snapshots.
Riverstone Bank (#10641) alerts: 6 counties; top Riverstone Bank (#10641) alert scores: Lincoln County, NE 41 (moderate); Cheyenne County, NE 38 (moderate); Eagle County, NE 20 (low); Laramie County, NE 20 (low); Scottsbluff County, NE 20 (low).