First Texas Bank (FDIC #11935): Bank Stress & Real-Estate Credit Exposure
First Texas Bank (FDIC Cert #11935): bank stress 50/100, moderate, STABLE over 7 days; parent FIRST TEXAS BCORP INC.
First Texas Bank (#11935) lends in 4 counties across 1 state; First Texas Bank (#11935) reaches 111 ZIP codes: Texas 4 counties, 111 ZIPs.
First Texas Bank (#11935) largest markets: Travis County, TX (63 branches, 63 ZIPs) (#11935), Williamson County, TX (162 branches, 27 ZIPs) (#11935), Bell County, TX (69 branches, 23 ZIPs) (#11935), Coryell County, TX (17 branches, 17 ZIPs) (#11935).
First Texas Bank (#11935) reports $1.31 billion in total assets; First Texas Bank (#11935) equity $144.7 million (11.0% of First Texas Bank (#11935) assets); First Texas Bank (#11935) domestic deposits $1.16 billion; First Texas Bank (#11935) net income $12.2 million; First Texas Bank (#11935) return on assets 1.85%; First Texas Bank (#11935) return on equity 16.84%; First Texas Bank (#11935) net interest income $23.5 million; First Texas Bank (#11935) call report June 30, 2026.
First Texas Bank (#11935) noncurrent real-estate loans: none reported; First Texas Bank (#11935) net charge-offs on real estate 0.62%; First Texas Bank (#11935) residential charge-offs 0.99%.
First Texas Bank (#11935) net interest margin 3.73% against an eight-quarter First Texas Bank (#11935) average of 3.19% (First Texas Bank (#11935) compression -0.53 points); First Texas Bank (#11935) non-residential real estate 99.3% of equity; First Texas Bank (#11935) rate-exposure score 40/100, First Texas Bank (#11935) fixed-rate trap 40/100; First Texas Bank (#11935) risk type credit driven; First Texas Bank (#11935) rate regime rates elevated, First Texas Bank (#11935) snapshot October 20, 2026.
First Texas Bank (#11935) stress score moved from 50.7 on June 22, 2026 to 49.8 on October 20, 2026; First Texas Bank (#11935) ranged 49.8 to 50.7 over 117 snapshots.
First Texas Bank (#11935) alerts: 4 counties; top First Texas Bank (#11935) alert scores: Copperas Cove County, TX 17 (low); Killeen County, TX 17 (low); Pflugerville County, TX 17 (low); Round Rock County, TX 17 (low).