First Stb Of St Charles Mo (FDIC #12219): Bank Stress & Real-Estate Credit Exposure
First Stb Of St Charles Mo (FDIC Cert #12219): bank stress 38/100, contained, STABLE over 7 days; parent FIRST STATE BANCSHARES INC.
First Stb Of St Charles Mo (#12219) lends in 3 counties across 2 states; First Stb Of St Charles Mo (#12219) reaches 97 ZIP codes: Missouri 2 counties, 62 ZIPs; Kansas 1 county, 35 ZIPs.
First Stb Of St Charles Mo (#12219) largest markets: St. Louis County, MO (47 branches, 47 ZIPs) (#12219), Johnson County, KS (35 branches, 35 ZIPs) (#12219), St. Charles County, MO (60 branches, 15 ZIPs) (#12219).
First Stb Of St Charles Mo (#12219) reports $535.2 million in total assets; First Stb Of St Charles Mo (#12219) equity $83.2 million (15.5% of First Stb Of St Charles Mo (#12219) assets); First Stb Of St Charles Mo (#12219) domestic deposits $400.8 million; First Stb Of St Charles Mo (#12219) net income $4.6 million; First Stb Of St Charles Mo (#12219) return on assets 1.67%; First Stb Of St Charles Mo (#12219) return on equity 10.91%; First Stb Of St Charles Mo (#12219) net interest income $10.2 million; First Stb Of St Charles Mo (#12219) call report June 30, 2026.
First Stb Of St Charles Mo (#12219) noncurrent real-estate loans: none reported; First Stb Of St Charles Mo (#12219) net charge-offs on real estate 0.43%.
First Stb Of St Charles Mo (#12219) net interest margin 4.14% against an eight-quarter First Stb Of St Charles Mo (#12219) average of 3.90% (First Stb Of St Charles Mo (#12219) compression -0.24 points); First Stb Of St Charles Mo (#12219) rate-exposure score 40/100, First Stb Of St Charles Mo (#12219) fixed-rate trap 40/100; First Stb Of St Charles Mo (#12219) risk type rate trapped; First Stb Of St Charles Mo (#12219) rate regime rates elevated, First Stb Of St Charles Mo (#12219) snapshot October 20, 2026.
First Stb Of St Charles Mo (#12219) stress score moved from 33.1 on June 22, 2026 to 37.7 on October 20, 2026; First Stb Of St Charles Mo (#12219) ranged 33.1 to 37.7 over 117 snapshots.
First Stb Of St Charles Mo (#12219) alerts: 3 counties; top First Stb Of St Charles Mo (#12219) alert scores: Chesterfield County, MO 16 (low); Leawood County, MO 16 (low); Saint Charles County, MO 16 (low).