First Nebraska Bank (FDIC #12248): Bank Stress & Real-Estate Credit Exposure
First Nebraska Bank (FDIC Cert #12248): bank stress 65/100, elevated, STABLE over 7 days; parent VALLEY BANK SHARES INC.
First Nebraska Bank (#12248) lends in 10 counties across 1 state; First Nebraska Bank (#12248) reaches 167 ZIP codes: Nebraska 10 counties, 167 ZIPs.
First Nebraska Bank (#12248) largest markets: Lancaster County, NE (88 branches, 44 ZIPs) (#12248), Douglas County, NE (111 branches, 37 ZIPs) (#12248), Otoe County, NE (20 branches, 20 ZIPs) (#12248), Cass County, NE (20 branches, 20 ZIPs) (#12248), Butler County, NE (14 branches, 14 ZIPs) (#12248), Dixon County, NE (24 branches, 12 ZIPs) (#12248).
First Nebraska Bank (#12248) reports $371.4 million in total assets; First Nebraska Bank (#12248) equity $34.5 million (9.3% of First Nebraska Bank (#12248) assets); First Nebraska Bank (#12248) domestic deposits $329.9 million; First Nebraska Bank (#12248) net income $2.6 million; First Nebraska Bank (#12248) return on assets 1.42%; First Nebraska Bank (#12248) return on equity 15.15%; First Nebraska Bank (#12248) net interest income $7.5 million; First Nebraska Bank (#12248) call report June 30, 2026.
First Nebraska Bank (#12248) noncurrent real-estate loans: none reported; First Nebraska Bank (#12248) net charge-offs on real estate 0.28%.
First Nebraska Bank (#12248) net interest margin 4.50% against an eight-quarter First Nebraska Bank (#12248) average of 4.37% (First Nebraska Bank (#12248) compression -0.13 points); First Nebraska Bank (#12248) rate-exposure score 40/100, First Nebraska Bank (#12248) fixed-rate trap 40/100; First Nebraska Bank (#12248) risk type credit driven; First Nebraska Bank (#12248) rate regime rates elevated, First Nebraska Bank (#12248) snapshot October 19, 2026.
First Nebraska Bank (#12248) stress score moved from 67.6 on June 22, 2026 to 64.6 on October 19, 2026; First Nebraska Bank (#12248) ranged 64.6 to 67.6 over 116 snapshots.
First Nebraska Bank (#12248) alerts: 10 counties; top First Nebraska Bank (#12248) alert scores: Stanton County, NE 52 (elevated); Valley County, NE 32 (low); Arcadia County, NE 22 (low); Bennet County, NE 22 (low); Brainard County, NE 22 (low).