Iowa State Bank (FDIC #13953): Bank Stress & Real-Estate Credit Exposure
Iowa State Bank (FDIC Cert #13953): bank stress 55/100, moderate, STABLE over 7 days; parent VOGEL BANCSHARES INC.
Iowa State Bank (#13953) lends in 5 counties across 1 state; Iowa State Bank (#13953) reaches 57 ZIP codes: Iowa 5 counties, 57 ZIPs.
Iowa State Bank (#13953) largest markets: Sioux County, IA (57 branches, 19 ZIPs) (#13953), Plymouth County, IA (75 branches, 15 ZIPs) (#13953), O'Brien County, IA (42 branches, 14 ZIPs) (#13953), Ida County, IA (12 branches, 12 ZIPs) (#13953), Osceola County, IA (16 branches, 8 ZIPs) (#13953).
Iowa State Bank (#13953) reports $1.26 billion in total assets; Iowa State Bank (#13953) equity $137.2 million (10.9% of Iowa State Bank (#13953) assets); Iowa State Bank (#13953) domestic deposits $873.0 million; Iowa State Bank (#13953) net income $10.0 million; Iowa State Bank (#13953) return on assets 1.60%; Iowa State Bank (#13953) return on equity 15.18%; Iowa State Bank (#13953) net interest income $21.3 million; Iowa State Bank (#13953) call report June 30, 2026.
Iowa State Bank (#13953) noncurrent real-estate loans: none reported; Iowa State Bank (#13953) residential -0.01%; Iowa State Bank (#13953) net charge-offs on real estate 0.06%; Iowa State Bank (#13953) residential charge-offs 0.02%.
Iowa State Bank (#13953) net interest margin 3.68% against an eight-quarter Iowa State Bank (#13953) average of 3.44% (Iowa State Bank (#13953) compression -0.24 points); Iowa State Bank (#13953) non-residential real estate 1.5% of equity; Iowa State Bank (#13953) rate-exposure score 40/100, Iowa State Bank (#13953) fixed-rate trap 40/100; Iowa State Bank (#13953) risk type credit driven; Iowa State Bank (#13953) rate regime rates elevated, Iowa State Bank (#13953) snapshot October 19, 2026.
Iowa State Bank (#13953) stress score moved from 57.6 on June 22, 2026 to 55.4 on October 19, 2026; Iowa State Bank (#13953) ranged 55.4 to 57.6 over 116 snapshots.
Iowa State Bank (#13953) alerts: 5 counties; top Iowa State Bank (#13953) alert scores: Holstein County, IA 20 (low); Orange City County, IA 20 (low); Remsen County, IA 20 (low); Sheldon County, IA 20 (low); Sibley County, IA 20 (low).