Ts Bank (FDIC #14812): Bank Stress & Real-Estate Credit Exposure

Ts Bank (FDIC Cert #14812): bank stress 57/100, moderate, STABLE over 7 days; parent TS BANKING GROUP INC.

Ts Bank (#14812) lends in 4 counties across 1 state; Ts Bank (#14812) reaches 62 ZIP codes: Iowa 4 counties, 62 ZIPs.

Ts Bank (#14812) largest markets: Pottawattamie County, IA (96 branches, 24 ZIPs) (#14812), Story County, IA (23 branches, 23 ZIPs) (#14812), Cass County, IA (13 branches, 13 ZIPs) (#14812), Adams County, IA (10 branches, 10 ZIPs) (#14812).

Ts Bank (#14812) reports $432.7 million in total assets; Ts Bank (#14812) equity $25.9 million (6.0% of Ts Bank (#14812) assets); Ts Bank (#14812) domestic deposits $387.4 million; Ts Bank (#14812) net income $4.9 million; Ts Bank (#14812) return on assets 2.21%; Ts Bank (#14812) return on equity 41.81%; Ts Bank (#14812) net interest income $5.1 million; Ts Bank (#14812) call report June 30, 2026.

Ts Bank (#14812) noncurrent real-estate loans: none reported; Ts Bank (#14812) net charge-offs on real estate 2.26%.

Ts Bank (#14812) net interest margin 2.73% against an eight-quarter Ts Bank (#14812) average of 2.67% (Ts Bank (#14812) compression -0.06 points); Ts Bank (#14812) rate-exposure score 40/100, Ts Bank (#14812) fixed-rate trap 40/100; Ts Bank (#14812) risk type credit driven; Ts Bank (#14812) rate regime rates elevated, Ts Bank (#14812) snapshot October 19, 2026.

Ts Bank (#14812) stress score moved from 50 on June 22, 2026 to 57.2 on October 20, 2026; Ts Bank (#14812) ranged 50 to 57.2 over 117 snapshots.

Ts Bank (#14812) alerts: 4 counties; top Ts Bank (#14812) alert scores: Ames County, IA 23 (low); Atlantic County, IA 23 (low); Corning County, IA 23 (low); Treynor County, IA 23 (low).