Silver Lake Bank (FDIC #15323): Bank Stress & Real-Estate Credit Exposure

Silver Lake Bank (FDIC Cert #15323): bank stress 60/100, elevated, STABLE over 7 days; parent GIDEON MANAGEMENT L L C.

Silver Lake Bank (#15323) lends in 3 counties across 1 state; Silver Lake Bank (#15323) reaches 71 ZIP codes: Kansas 3 counties, 71 ZIPs.

Silver Lake Bank (#15323) largest markets: Johnson County, KS (35 branches, 35 ZIPs) (#15323), Shawnee County, KS (116 branches, 29 ZIPs) (#15323), Douglas County, KS (12 branches, 12 ZIPs) (#15323).

Silver Lake Bank (#15323) reports $548.2 million in total assets; Silver Lake Bank (#15323) equity $56.9 million (10.4% of Silver Lake Bank (#15323) assets); Silver Lake Bank (#15323) domestic deposits $444.5 million; Silver Lake Bank (#15323) net income $3.8 million; Silver Lake Bank (#15323) return on assets 1.44%; Silver Lake Bank (#15323) return on equity 13.74%; Silver Lake Bank (#15323) net interest income $11.2 million; Silver Lake Bank (#15323) call report June 30, 2026.

Silver Lake Bank (#15323) noncurrent real-estate loans: none reported; Silver Lake Bank (#15323) net charge-offs on real estate 0.00%.

Silver Lake Bank (#15323) net interest margin 4.42% against an eight-quarter Silver Lake Bank (#15323) average of 4.22% (Silver Lake Bank (#15323) compression -0.20 points); Silver Lake Bank (#15323) rate-exposure score 40/100, Silver Lake Bank (#15323) fixed-rate trap 40/100; Silver Lake Bank (#15323) risk type credit driven; Silver Lake Bank (#15323) rate regime rates elevated, Silver Lake Bank (#15323) snapshot October 20, 2026.

Silver Lake Bank (#15323) stress score moved from 59.5 on June 22, 2026 to 60.4 on October 20, 2026; Silver Lake Bank (#15323) ranged 59.5 to 60.4 over 117 snapshots.

Silver Lake Bank (#15323) alerts: 3 counties; top Silver Lake Bank (#15323) alert scores: Lawrence County, KS 21 (low); Overland Park County, KS 21 (low); Topeka County, KS 21 (low).