Eastern Colorado Bank (FDIC #16125): Bank Stress & Real-Estate Credit Exposure
Eastern Colorado Bank (FDIC Cert #16125): bank stress 63/100, elevated, STABLE over 7 days; parent WEED INVESTMENT GROUP INC.
Eastern Colorado Bank (#16125) lends in 5 counties across 2 states; Eastern Colorado Bank (#16125) reaches 70 ZIP codes: Colorado 4 counties, 66 ZIPs; Kansas 1 county, 4 ZIPs.
Eastern Colorado Bank (#16125) largest markets: El Paso County, CO (141 branches, 47 ZIPs) (#16125), Lincoln County, CO (11 branches, 11 ZIPs) (#16125), Kit Carson County, CO (6 branches, 6 ZIPs) (#16125), Cheyenne County, CO (10 branches, 5 ZIPs) (#16125), Wallace County, KS (4 branches, 4 ZIPs) (#16125).
Eastern Colorado Bank (#16125) reports $720.9 million in total assets; Eastern Colorado Bank (#16125) equity $81.7 million (11.3% of Eastern Colorado Bank (#16125) assets); Eastern Colorado Bank (#16125) domestic deposits $603.0 million; Eastern Colorado Bank (#16125) net income $4.1 million; Eastern Colorado Bank (#16125) return on assets 1.15%; Eastern Colorado Bank (#16125) return on equity 10.62%; Eastern Colorado Bank (#16125) net interest income $12.1 million; Eastern Colorado Bank (#16125) call report June 30, 2026.
Eastern Colorado Bank (#16125) noncurrent real-estate loans: none reported; Eastern Colorado Bank (#16125) net charge-offs on real estate 0.00%.
Eastern Colorado Bank (#16125) net interest margin 3.81% against an eight-quarter Eastern Colorado Bank (#16125) average of 3.69% (Eastern Colorado Bank (#16125) compression -0.12 points); Eastern Colorado Bank (#16125) rate-exposure score 40/100, Eastern Colorado Bank (#16125) fixed-rate trap 40/100; Eastern Colorado Bank (#16125) risk type credit driven; Eastern Colorado Bank (#16125) rate regime rates elevated, Eastern Colorado Bank (#16125) snapshot October 19, 2026.
Eastern Colorado Bank (#16125) stress score moved from 61.8 on June 22, 2026 to 62.8 on October 19, 2026; Eastern Colorado Bank (#16125) ranged 61.8 to 62.8 over 116 snapshots.
Eastern Colorado Bank (#16125) alerts: 5 counties; top Eastern Colorado Bank (#16125) alert scores: Kit Carson County, CO 37 (moderate); Burlington County, CO 22 (low); Colorado Springs County, CO 22 (low); Limon County, CO 22 (low); Sharon Springs County, CO 22 (low).