Mid-America Bank (FDIC #17374): Bank Stress & Real-Estate Credit Exposure
Mid-America Bank (FDIC Cert #17374): bank stress 56/100, moderate, STABLE over 7 days; parent MID-AMERICA BANKSHARES INC.
Mid-America Bank (#17374) lends in 5 counties across 1 state; Mid-America Bank (#17374) reaches 71 ZIP codes: Kansas 5 counties, 71 ZIPs.
Mid-America Bank (#17374) largest markets: Johnson County, KS (35 branches, 35 ZIPs) (#17374), Franklin County, KS (13 branches, 13 ZIPs) (#17374), Douglas County, KS (36 branches, 12 ZIPs) (#17374), Rooks County, KS (10 branches, 10 ZIPs) (#17374), Norton County, KS (7 branches, 7 ZIPs) (#17374).
Mid-America Bank (#17374) reports $573.3 million in total assets; Mid-America Bank (#17374) equity $58.0 million (10.1% of Mid-America Bank (#17374) assets); Mid-America Bank (#17374) domestic deposits $456.4 million; Mid-America Bank (#17374) net income $4.8 million; Mid-America Bank (#17374) return on assets 1.72%; Mid-America Bank (#17374) return on equity 17.30%; Mid-America Bank (#17374) net interest income $9.6 million; Mid-America Bank (#17374) call report June 30, 2026.
Mid-America Bank (#17374) noncurrent real-estate loans: none reported; Mid-America Bank (#17374) net charge-offs on real estate 0.13%.
Mid-America Bank (#17374) net interest margin 3.65% against an eight-quarter Mid-America Bank (#17374) average of 3.73% (Mid-America Bank (#17374) compression 0.07 points); Mid-America Bank (#17374) rate-exposure score 40/100, Mid-America Bank (#17374) fixed-rate trap 40/100; Mid-America Bank (#17374) risk type credit driven; Mid-America Bank (#17374) rate regime rates elevated, Mid-America Bank (#17374) snapshot October 19, 2026.
Mid-America Bank (#17374) stress score moved from 57.8 on June 22, 2026 to 55.8 on October 19, 2026; Mid-America Bank (#17374) ranged 55.8 to 57.8 over 116 snapshots.
Mid-America Bank (#17374) alerts: 5 counties; top Mid-America Bank (#17374) alert scores: Norton County, KS 31 (low); Gardner County, KS 20 (low); Lawrence County, KS 20 (low); Palco County, KS 20 (low); Wellsville County, KS 20 (low).