Dlp Bank (FDIC #17734): Bank Stress & Real-Estate Credit Exposure

Dlp Bank (FDIC Cert #17734): bank stress 41/100, contained, STABLE over 7 days; parent REGENT CAPITAL CORP.

Dlp Bank (#17734) lends in 3 counties across 1 state; Dlp Bank (#17734) reaches 26 ZIP codes: Florida 3 counties, 26 ZIPs.

Dlp Bank (#17734) largest markets: Putnam County, FL (17 branches, 17 ZIPs) (#17734), Bradford County, FL (9 branches, 9 ZIPs) (#17734), Union County, FL (5 branches, 5 ZIPs) (#17734).

Dlp Bank (#17734) reports $301.4 million in total assets; Dlp Bank (#17734) equity $58.2 million (19.3% of Dlp Bank (#17734) assets); Dlp Bank (#17734) domestic deposits $241.5 million; Dlp Bank (#17734) net income $1.3 million; Dlp Bank (#17734) return on assets 0.84%; Dlp Bank (#17734) return on equity 4.40%; Dlp Bank (#17734) net interest income $6.0 million; Dlp Bank (#17734) call report June 30, 2026.

Dlp Bank (#17734) noncurrent real-estate loans: none reported; Dlp Bank (#17734) net charge-offs on real estate 1.95%; Dlp Bank (#17734) residential charge-offs 3.36%.

Dlp Bank (#17734) net interest margin 4.49% against an eight-quarter Dlp Bank (#17734) average of 4.81% (Dlp Bank (#17734) compression 0.32 points); Dlp Bank (#17734) non-residential real estate 335.8% of equity; Dlp Bank (#17734) rate-exposure score 40/100, Dlp Bank (#17734) fixed-rate trap 40/100; Dlp Bank (#17734) risk type credit driven; Dlp Bank (#17734) rate regime rates elevated, Dlp Bank (#17734) snapshot October 20, 2026.

Dlp Bank (#17734) stress score moved from 41.3 on June 22, 2026 to 40.9 on October 20, 2026; Dlp Bank (#17734) ranged 40.9 to 41.3 over 117 snapshots.

Dlp Bank (#17734) alerts: 3 counties; top Dlp Bank (#17734) alert scores: Interlachen County, FL 16 (low); Lake Butler County, FL 16 (low); Starke County, FL 16 (low).