Plains State Bank (FDIC #17739): Bank Stress & Real-Estate Credit Exposure
Plains State Bank (FDIC Cert #17739): bank stress 35/100, contained, STABLE over 7 days; parent PLAINS ACQUISITION CORP.
Plains State Bank (#17739) lends in 4 counties across 1 state; Plains State Bank (#17739) reaches 194 ZIP codes: Texas 4 counties, 194 ZIPs.
Plains State Bank (#17739) largest markets: Harris County, TX (429 branches, 143 ZIPs) (#17739), Fort Bend County, TX (35 branches, 35 ZIPs) (#17739), Montgomery County, TX (54 branches, 27 ZIPs) (#17739), Yoakum County, TX (4 branches, 4 ZIPs) (#17739).
Plains State Bank (#17739) reports $828.4 million in total assets; Plains State Bank (#17739) equity $136.9 million (16.5% of Plains State Bank (#17739) assets); Plains State Bank (#17739) domestic deposits $685.8 million; Plains State Bank (#17739) net income $7.0 million; Plains State Bank (#17739) return on assets 1.64%; Plains State Bank (#17739) return on equity 9.43%; Plains State Bank (#17739) net interest income $18.7 million; Plains State Bank (#17739) call report June 30, 2026.
Plains State Bank (#17739) noncurrent real-estate loans 0.05% of its book; Plains State Bank (#17739) residential 0.06%; Plains State Bank (#17739) net charge-offs on real estate 5.00%; Plains State Bank (#17739) residential charge-offs 6.68%.
Plains State Bank (#17739) net interest margin 4.51% against an eight-quarter Plains State Bank (#17739) average of 4.68% (Plains State Bank (#17739) compression 0.17 points); Plains State Bank (#17739) real-estate loans 4.6% of equity; Plains State Bank (#17739) non-residential real estate 668.3% of equity; Plains State Bank (#17739) rate-exposure score 40/100, Plains State Bank (#17739) fixed-rate trap 40/100; Plains State Bank (#17739) risk type rate trapped; Plains State Bank (#17739) rate regime rates elevated, Plains State Bank (#17739) snapshot October 20, 2026.
Plains State Bank (#17739) stress score moved from 31.1 on June 22, 2026 to 34.8 on October 20, 2026; Plains State Bank (#17739) ranged 31.1 to 34.8 over 117 snapshots.
Plains State Bank (#17739) alerts: 4 counties; top Plains State Bank (#17739) alert scores: Conroe County, TX 14 (low); Humble County, TX 14 (low); Plains County, TX 14 (low); Sugar Land County, TX 14 (low).