Tricentury Bank (FDIC #18109): Bank Stress & Real-Estate Credit Exposure

Tricentury Bank (FDIC Cert #18109): bank stress 54/100, moderate, STABLE over 7 days; parent ASTRA FINANCIAL CORP.

Tricentury Bank (#18109) lends in 3 counties across 1 state; Tricentury Bank (#18109) reaches 52 ZIP codes: Kansas 3 counties, 52 ZIPs.

Tricentury Bank (#18109) largest markets: Johnson County, KS (35 branches, 35 ZIPs) (#18109), Douglas County, KS (12 branches, 12 ZIPs) (#18109), Miami County, KS (11 branches, 11 ZIPs) (#18109).

Tricentury Bank (#18109) reports $213.8 million in total assets; Tricentury Bank (#18109) equity $22.9 million (10.7% of Tricentury Bank (#18109) assets); Tricentury Bank (#18109) domestic deposits $135.1 million; Tricentury Bank (#18109) net income $1.7 million; Tricentury Bank (#18109) return on assets 1.68%; Tricentury Bank (#18109) return on equity 15.70%; Tricentury Bank (#18109) net interest income $4.0 million; Tricentury Bank (#18109) call report June 30, 2026.

Tricentury Bank (#18109) noncurrent real-estate loans: none reported; Tricentury Bank (#18109) net charge-offs on real estate 0.00%.

Tricentury Bank (#18109) net interest margin 4.09% against an eight-quarter Tricentury Bank (#18109) average of 4.03% (Tricentury Bank (#18109) compression -0.06 points); Tricentury Bank (#18109) rate-exposure score 40/100, Tricentury Bank (#18109) fixed-rate trap 40/100; Tricentury Bank (#18109) risk type credit driven; Tricentury Bank (#18109) rate regime rates elevated, Tricentury Bank (#18109) snapshot October 19, 2026.

Tricentury Bank (#18109) stress score moved from 55.8 on June 22, 2026 to 54.5 on October 19, 2026; Tricentury Bank (#18109) ranged 54.5 to 55.8 over 116 snapshots.

Tricentury Bank (#18109) alerts: 3 counties; top Tricentury Bank (#18109) alert scores: De Soto County, KS 20 (low); Lawrence County, KS 20 (low); Spring Hill County, KS 20 (low).