Community Partners Sb (FDIC #30819): Bank Stress & Real-Estate Credit Exposure

Community Partners Sb (FDIC Cert #30819): bank stress 76/100, severe, STABLE over 7 days.

Community Partners Sb (#30819) lends in 4 counties across 1 state; Community Partners Sb (#30819) reaches 83 ZIP codes: Illinois 4 counties, 83 ZIPs.

Community Partners Sb (#30819) largest markets: Madison County, IL (36 branches, 36 ZIPs) (#30819), Tazewell County, IL (42 branches, 21 ZIPs) (#30819), Marion County, IL (30 branches, 15 ZIPs) (#30819), Clay County, IL (13 branches, 13 ZIPs) (#30819).

Community Partners Sb (#30819) reports $288.4 million in total assets; Community Partners Sb (#30819) equity $29.7 million (10.3% of Community Partners Sb (#30819) assets); Community Partners Sb (#30819) domestic deposits $226.5 million; Community Partners Sb (#30819) net income $968,000; Community Partners Sb (#30819) return on assets 0.67%; Community Partners Sb (#30819) return on equity 6.56%; Community Partners Sb (#30819) net interest income $4.6 million; Community Partners Sb (#30819) call report June 30, 2026.

Community Partners Sb (#30819) noncurrent real-estate loans 0.03% of its book; Community Partners Sb (#30819) net charge-offs on real estate 2.02%; Community Partners Sb (#30819) residential charge-offs 0.71%.

Community Partners Sb (#30819) net interest margin 3.45% against an eight-quarter Community Partners Sb (#30819) average of 3.11% (Community Partners Sb (#30819) compression -0.34 points); Community Partners Sb (#30819) real-estate loans 3.0% of equity; Community Partners Sb (#30819) non-residential real estate 70.7% of equity; Community Partners Sb (#30819) rate-exposure score 40/100, Community Partners Sb (#30819) fixed-rate trap 40/100; Community Partners Sb (#30819) risk type credit driven; Community Partners Sb (#30819) rate regime rates elevated, Community Partners Sb (#30819) snapshot October 20, 2026.

Community Partners Sb (#30819) stress score moved from 82.2 on June 22, 2026 to 76.2 on October 20, 2026; Community Partners Sb (#30819) ranged 76.2 to 82.2 over 117 snapshots.

Community Partners Sb (#30819) alerts: 4 counties; top Community Partners Sb (#30819) alert scores: Flora County, IL 25 (low); Granite City County, IL 25 (low); Pekin County, IL 25 (low); Salem County, IL 25 (low).