Greater State Bank (FDIC #31762): Bank Stress & Real-Estate Credit Exposure

Greater State Bank (FDIC Cert #31762): bank stress 62/100, elevated, STABLE over 7 days; parent GREATER STATE BANCSHARES CORP.

Greater State Bank (#31762) lends in 3 counties across 1 state; Greater State Bank (#31762) reaches 34 ZIP codes: Texas 3 counties, 34 ZIPs.

Greater State Bank (#31762) largest markets: Hidalgo County, TX (120 branches, 30 ZIPs) (#31762), Brooks County, TX (2 branches, 2 ZIPs) (#31762), Jim Hogg County, TX (2 branches, 2 ZIPs) (#31762).

Greater State Bank (#31762) reports $180.2 million in total assets; Greater State Bank (#31762) equity $19.8 million (11.0% of Greater State Bank (#31762) assets); Greater State Bank (#31762) domestic deposits $159.3 million; Greater State Bank (#31762) net income $1.1 million; Greater State Bank (#31762) return on assets 1.26%; Greater State Bank (#31762) return on equity 11.79%; Greater State Bank (#31762) net interest income $5.0 million; Greater State Bank (#31762) call report June 30, 2026.

Greater State Bank (#31762) noncurrent real-estate loans: none reported; Greater State Bank (#31762) net charge-offs on real estate 0.06%.

Greater State Bank (#31762) net interest margin 6.08% against an eight-quarter Greater State Bank (#31762) average of 5.47% (Greater State Bank (#31762) compression -0.61 points); Greater State Bank (#31762) rate-exposure score 40/100, Greater State Bank (#31762) fixed-rate trap 40/100; Greater State Bank (#31762) risk type credit driven; Greater State Bank (#31762) rate regime rates elevated, Greater State Bank (#31762) snapshot October 19, 2026.

Greater State Bank (#31762) stress score moved from 62.7 on June 22, 2026 to 61.8 on October 19, 2026; Greater State Bank (#31762) ranged 61.8 to 62.7 over 116 snapshots.

Greater State Bank (#31762) alerts: 3 counties; top Greater State Bank (#31762) alert scores: Falfurrias County, TX 19 (low); Hebbronville County, TX 19 (low); Weslaco County, TX 19 (low).