International Bk Of Com (FDIC #19629): Bank Stress & Real-Estate Credit Exposure
International Bk Of Com (FDIC Cert #19629): bank stress 3/100, contained, STABLE over 7 days; parent INTERNATIONAL BANCSHARES CORP (IBOC).
International Bk Of Com (#19629) lends in 18 counties across 1 state; International Bk Of Com (#19629) reaches 464 ZIP codes: Texas 18 counties, 464 ZIPs.
International Bk Of Com (#19629) largest markets: Harris County, TX (1,001 branches, 143 ZIPs) (#19629), Bexar County, TX (1,482 branches, 78 ZIPs) (#19629), Travis County, TX (378 branches, 63 ZIPs) (#19629), Fort Bend County, TX (70 branches, 35 ZIPs) (#19629), Hidalgo County, TX (30 branches, 30 ZIPs) (#19629), Nueces County, TX (135 branches, 27 ZIPs) (#19629).
International Bk Of Com (#19629) reports $10.19 billion in total assets; International Bk Of Com (#19629) equity $2.07 billion (20.3% of International Bk Of Com (#19629) assets); International Bk Of Com (#19629) domestic deposits $6.63 billion; International Bk Of Com (#19629) net income $140.1 million; International Bk Of Com (#19629) return on assets 2.82%; International Bk Of Com (#19629) return on equity 13.85%; International Bk Of Com (#19629) net interest income $221.3 million; International Bk Of Com (#19629) call report June 30, 2026.
International Bk Of Com (#19629) noncurrent real-estate loans 0.01% of its book; International Bk Of Com (#19629) net charge-offs on real estate 0.92%; International Bk Of Com (#19629) multifamily charge-offs 0.01%; International Bk Of Com (#19629) residential charge-offs 1.92%.
International Bk Of Com (#19629) net interest margin 4.96% against an eight-quarter International Bk Of Com (#19629) average of 5.11% (International Bk Of Com (#19629) compression 0.14 points); International Bk Of Com (#19629) real-estate loans 0.6% of equity; International Bk Of Com (#19629) non-residential real estate 192.1% of equity; International Bk Of Com (#19629) rate-exposure score 40/100, International Bk Of Com (#19629) fixed-rate trap 40/100; International Bk Of Com (#19629) risk type market signal; International Bk Of Com (#19629) rate regime rates elevated; International Bk Of Com (#19629) shares 12.6% below the 52-week high, International Bk Of Com (#19629) equity trend weakening, International Bk Of Com (#19629) snapshot October 20, 2026.
International Bk Of Com (#19629) stress score moved from 1.2 on June 22, 2026 to 3.1 on October 20, 2026; International Bk Of Com (#19629) ranged 1.2 to 3.1 over 117 snapshots.
International Bk Of Com (#19629) alerts: 18 counties; top International Bk Of Com (#19629) alert scores: Victoria County, TX 20 (low); Houston County, TX 13 (low); Austin County, TX 8 (low); Bay City County, TX 8 (low); Corpus Christi County, TX 8 (low).