Falcon International Bank (FDIC #26856): Bank Stress & Real-Estate Credit Exposure
Falcon International Bank (FDIC Cert #26856): bank stress 52/100, moderate, STABLE over 7 days; parent FALCON BANCSHARES INC.
Falcon International Bank (#26856) lends in 8 counties across 1 state; Falcon International Bank (#26856) reaches 164 ZIP codes: Texas 8 counties, 164 ZIPs.
Falcon International Bank (#26856) largest markets: Bexar County, TX (156 branches, 78 ZIPs) (#26856), Hidalgo County, TX (60 branches, 30 ZIPs) (#26856), Cameron County, TX (17 branches, 17 ZIPs) (#26856), Hays County, TX (14 branches, 14 ZIPs) (#26856), Webb County, TX (70 branches, 10 ZIPs) (#26856), Val Verde County, TX (16 branches, 8 ZIPs) (#26856).
Falcon International Bank (#26856) reports $2.25 billion in total assets; Falcon International Bank (#26856) equity $275.3 million (12.2% of Falcon International Bank (#26856) assets); Falcon International Bank (#26856) domestic deposits $1.96 billion; Falcon International Bank (#26856) net income $17.1 million; Falcon International Bank (#26856) return on assets 1.53%; Falcon International Bank (#26856) return on equity 12.73%; Falcon International Bank (#26856) net interest income $41.7 million; Falcon International Bank (#26856) call report June 30, 2026.
Falcon International Bank (#26856) noncurrent real-estate loans: none reported; Falcon International Bank (#26856) net charge-offs on real estate 0.00%.
Falcon International Bank (#26856) net interest margin 3.96% against an eight-quarter Falcon International Bank (#26856) average of 3.90% (Falcon International Bank (#26856) compression -0.06 points); Falcon International Bank (#26856) rate-exposure score 40/100, Falcon International Bank (#26856) fixed-rate trap 40/100; Falcon International Bank (#26856) risk type credit driven; Falcon International Bank (#26856) rate regime rates elevated, Falcon International Bank (#26856) snapshot October 20, 2026.
Falcon International Bank (#26856) stress score moved from 53.9 on June 22, 2026 to 52.1 on October 20, 2026; Falcon International Bank (#26856) ranged 52.1 to 53.9 over 117 snapshots.
Falcon International Bank (#26856) alerts: 8 counties; top Falcon International Bank (#26856) alert scores: Brownsville County, TX 18 (low); Buda County, TX 18 (low); Del Rio County, TX 18 (low); Eagle Pass County, TX 18 (low); Laredo County, TX 18 (low).