Firstbank Southwest (FDIC #3387): Bank Stress & Real-Estate Credit Exposure
Firstbank Southwest (FDIC Cert #3387): bank stress 66/100, elevated, STABLE over 7 days; parent FIRSTPERRYTON BCORP INC.
Firstbank Southwest (#3387) lends in 6 counties across 1 state; Firstbank Southwest (#3387) reaches 49 ZIP codes: Texas 6 counties, 49 ZIPs.
Firstbank Southwest (#3387) largest markets: Potter County, TX (51 branches, 17 ZIPs) (#3387), Randall County, TX (60 branches, 15 ZIPs) (#3387), Gray County, TX (9 branches, 9 ZIPs) (#3387), Lipscomb County, TX (7 branches, 7 ZIPs) (#3387), Deaf Smith County, TX (6 branches, 6 ZIPs) (#3387), Ochiltree County, TX (5 branches, 5 ZIPs) (#3387).
Firstbank Southwest (#3387) reports $1.88 billion in total assets; Firstbank Southwest (#3387) equity $178.4 million (9.5% of Firstbank Southwest (#3387) assets); Firstbank Southwest (#3387) domestic deposits $1.67 billion; Firstbank Southwest (#3387) net income $12.3 million; Firstbank Southwest (#3387) return on assets 1.32%; Firstbank Southwest (#3387) return on equity 14.03%; Firstbank Southwest (#3387) net interest income $34.5 million; Firstbank Southwest (#3387) call report June 30, 2026.
Firstbank Southwest (#3387) noncurrent real-estate loans 0.06% of its book; Firstbank Southwest (#3387) net charge-offs on real estate 0.20%; Firstbank Southwest (#3387) residential charge-offs 0.10%.
Firstbank Southwest (#3387) net interest margin 3.90% against an eight-quarter Firstbank Southwest (#3387) average of 3.68% (Firstbank Southwest (#3387) compression -0.22 points); Firstbank Southwest (#3387) real-estate loans 5.6% of equity; Firstbank Southwest (#3387) non-residential real estate 9.5% of equity; Firstbank Southwest (#3387) rate-exposure score 40/100, Firstbank Southwest (#3387) fixed-rate trap 40/100; Firstbank Southwest (#3387) risk type credit driven; Firstbank Southwest (#3387) rate regime rates elevated, Firstbank Southwest (#3387) snapshot October 19, 2026.
Firstbank Southwest (#3387) stress score moved from 64.2 on June 22, 2026 to 66 on October 19, 2026; Firstbank Southwest (#3387) ranged 64.2 to 66 over 116 snapshots.
Firstbank Southwest (#3387) alerts: 6 counties; top Firstbank Southwest (#3387) alert scores: Amarillo County, TX 21 (low); Booker County, TX 21 (low); Canyon County, TX 21 (low); Hereford County, TX 21 (low); Pampa County, TX 21 (low).