Texas Capital Bank (FDIC #34383): Bank Stress & Real-Estate Credit Exposure
Texas Capital Bank (FDIC Cert #34383): bank stress 69/100, elevated, STABLE over 7 days; parent TEXAS CAPITAL BANCSHARES INC (TCBI).
Texas Capital Bank (#34383) lends in 6 counties across 1 state; Texas Capital Bank (#34383) reaches 481 ZIP codes: Texas 6 counties, 481 ZIPs.
Texas Capital Bank (#34383) largest markets: Harris County, TX (286 branches, 143 ZIPs) (#34383), Dallas County, TX (190 branches, 95 ZIPs) (#34383), Bexar County, TX (78 branches, 78 ZIPs) (#34383), Tarrant County, TX (152 branches, 76 ZIPs) (#34383), Travis County, TX (63 branches, 63 ZIPs) (#34383), Collin County, TX (40 branches, 40 ZIPs) (#34383).
Texas Capital Bank (#34383) reports $33.62 billion in total assets; Texas Capital Bank (#34383) equity $3.41 billion (10.1% of Texas Capital Bank (#34383) assets); Texas Capital Bank (#34383) domestic deposits $29.38 billion; Texas Capital Bank (#34383) net income $168.4 million; Texas Capital Bank (#34383) return on assets 1.03%; Texas Capital Bank (#34383) return on equity 9.55%; Texas Capital Bank (#34383) net interest income $529.9 million; Texas Capital Bank (#34383) call report June 30, 2026.
Texas Capital Bank (#34383) noncurrent real-estate loans: none reported; Texas Capital Bank (#34383) residential -0.01%; Texas Capital Bank (#34383) net charge-offs on real estate 0.71%; Texas Capital Bank (#34383) multifamily charge-offs 1.21%; Texas Capital Bank (#34383) residential charge-offs 0.77%.
Texas Capital Bank (#34383) net interest margin 3.35% against an eight-quarter Texas Capital Bank (#34383) average of 3.32% (Texas Capital Bank (#34383) compression -0.03 points); Texas Capital Bank (#34383) non-residential real estate 77.4% of equity; Texas Capital Bank (#34383) rate-exposure score 40/100, Texas Capital Bank (#34383) fixed-rate trap 40/100; Texas Capital Bank (#34383) risk type credit driven; Texas Capital Bank (#34383) rate regime rates elevated; Texas Capital Bank (#34383) shares 15.2% below the 52-week high, Texas Capital Bank (#34383) equity trend weakening, Texas Capital Bank (#34383) snapshot October 19, 2026.
Texas Capital Bank (#34383) stress score moved from 66.5 on June 22, 2026 to 69.5 on October 19, 2026; Texas Capital Bank (#34383) ranged 66.5 to 69.5 over 116 snapshots.
Texas Capital Bank (#34383) alerts: 6 counties; top Texas Capital Bank (#34383) alert scores: Dallas County, TX 37 (moderate); Houston County, TX 26 (low); Austin County, TX 21 (low); Plano County, TX 21 (low); San Antonio County, TX 21 (low).