Resource Bank National Assn (FDIC #3701): Bank Stress & Real-Estate Credit Exposure
Resource Bank National Assn (FDIC Cert #3701): bank stress 71/100, elevated, STABLE over 7 days; parent RESOURCE BANCSHARES INC.
Resource Bank National Assn (#3701) lends in 3 counties across 1 state; Resource Bank National Assn (#3701) reaches 77 ZIP codes: Illinois 3 counties, 77 ZIPs.
Resource Bank National Assn (#3701) largest markets: Kane County, IL (68 branches, 34 ZIPs) (#3701), Lasalle County, IL (87 branches, 29 ZIPs) (#3701), Dekalb County, IL (220 branches, 22 ZIPs) (#3701).
Resource Bank National Assn (#3701) reports $868.6 million in total assets; Resource Bank National Assn (#3701) equity $66.4 million (7.6% of Resource Bank National Assn (#3701) assets); Resource Bank National Assn (#3701) domestic deposits $799.8 million; Resource Bank National Assn (#3701) net income $6.0 million; Resource Bank National Assn (#3701) return on assets 1.38%; Resource Bank National Assn (#3701) return on equity 18.59%; Resource Bank National Assn (#3701) net interest income $15.3 million; Resource Bank National Assn (#3701) call report June 30, 2026.
Resource Bank National Assn (#3701) noncurrent real-estate loans: none reported; Resource Bank National Assn (#3701) net charge-offs on real estate 2.17%; Resource Bank National Assn (#3701) residential charge-offs 0.61%.
Resource Bank National Assn (#3701) net interest margin 3.70% against an eight-quarter Resource Bank National Assn (#3701) average of 3.33% (Resource Bank National Assn (#3701) compression -0.36 points); Resource Bank National Assn (#3701) non-residential real estate 61.4% of equity; Resource Bank National Assn (#3701) rate-exposure score 40/100, Resource Bank National Assn (#3701) fixed-rate trap 40/100; Resource Bank National Assn (#3701) risk type credit driven; Resource Bank National Assn (#3701) rate regime rates elevated, Resource Bank National Assn (#3701) snapshot October 20, 2026.
Resource Bank National Assn (#3701) stress score moved from 73.2 on June 22, 2026 to 71.2 on October 20, 2026; Resource Bank National Assn (#3701) ranged 71.2 to 73.2 over 117 snapshots.
Resource Bank National Assn (#3701) alerts: 3 counties; top Resource Bank National Assn (#3701) alert scores: Kaneville County, IL 26 (low); Serena County, IL 26 (low); Sycamore County, IL 26 (low).