Stride Bank National Assn (FDIC #4091): Bank Stress & Real-Estate Credit Exposure
Stride Bank National Assn (FDIC Cert #4091): bank stress 61/100, elevated, STABLE over 7 days; parent CENTRAL SERVICE CORP.
Stride Bank National Assn (#4091) lends in 7 counties across 2 states; Stride Bank National Assn (#4091) reaches 193 ZIP codes: Oklahoma 6 counties, 151 ZIPs; Utah 1 county, 42 ZIPs.
Stride Bank National Assn (#4091) largest markets: Oklahoma County, OK (55 branches, 55 ZIPs) (#4091), Tulsa County, OK (43 branches, 43 ZIPs) (#4091), Salt Lake County, UT (42 branches, 42 ZIPs) (#4091), Garfield County, OK (66 branches, 22 ZIPs) (#4091), Washington County, OK (12 branches, 12 ZIPs) (#4091), Woodward County, OK (22 branches, 11 ZIPs) (#4091).
Stride Bank National Assn (#4091) reports $5.42 billion in total assets; Stride Bank National Assn (#4091) equity $393.3 million (7.3% of Stride Bank National Assn (#4091) assets); Stride Bank National Assn (#4091) domestic deposits $4.96 billion; Stride Bank National Assn (#4091) net income $52.1 million; Stride Bank National Assn (#4091) return on assets 1.96%; Stride Bank National Assn (#4091) return on equity 27.72%; Stride Bank National Assn (#4091) net interest income $71.8 million; Stride Bank National Assn (#4091) call report June 30, 2026.
Stride Bank National Assn (#4091) noncurrent real-estate loans 0.01% of its book; Stride Bank National Assn (#4091) residential 0.02%; Stride Bank National Assn (#4091) net charge-offs on real estate 1.28%; Stride Bank National Assn (#4091) multifamily charge-offs 26.28%; Stride Bank National Assn (#4091) residential charge-offs 1.74%.
Stride Bank National Assn (#4091) net interest margin 2.95% against an eight-quarter Stride Bank National Assn (#4091) average of 3.14% (Stride Bank National Assn (#4091) compression 0.20 points); Stride Bank National Assn (#4091) real-estate loans 1.2% of equity; Stride Bank National Assn (#4091) non-residential real estate 174.4% of equity; Stride Bank National Assn (#4091) rate-exposure score 40/100, Stride Bank National Assn (#4091) fixed-rate trap 40/100; Stride Bank National Assn (#4091) risk type credit driven; Stride Bank National Assn (#4091) rate regime rates elevated, Stride Bank National Assn (#4091) snapshot October 19, 2026.
Stride Bank National Assn (#4091) stress score moved from 60.6 on June 22, 2026 to 61 on October 19, 2026; Stride Bank National Assn (#4091) ranged 60.6 to 61 over 116 snapshots.
Stride Bank National Assn (#4091) alerts: 7 counties; top Stride Bank National Assn (#4091) alert scores: Tulsa County, OK 38 (moderate); Woodward County, OK 31 (low); Bartlesville County, OK 22 (low); Blackwell County, OK 22 (low); Enid County, OK 22 (low).