Fvcbank (FDIC #58696): Bank Stress & Real-Estate Credit Exposure
Fvcbank (FDIC Cert #58696): bank stress 57/100, moderate, STABLE over 7 days; parent FVCBANKCORP INC.
Fvcbank (#58696) lends in 6 counties across 3 states; Fvcbank (#58696) reaches 220 ZIP codes: Virginia 3 counties, 77 ZIPs; Maryland 2 counties, 86 ZIPs; District of Columbia 1 county, 57 ZIPs.
Fvcbank (#58696) largest markets: District Of Columbia County, DC (57 branches, 57 ZIPs) (#58696), Montgomery County, MD (53 branches, 53 ZIPs) (#58696), Fairfax County, VA (147 branches, 49 ZIPs) (#58696), Baltimore County, MD (33 branches, 33 ZIPs) (#58696), Prince William County, VA (19 branches, 19 ZIPs) (#58696), Arlington County, VA (12 branches, 12 ZIPs) (#58696).
Fvcbank (#58696) reports $2.36 billion in total assets; Fvcbank (#58696) equity $279.7 million (11.8% of Fvcbank (#58696) assets); Fvcbank (#58696) domestic deposits $2.06 billion; Fvcbank (#58696) net income $15.9 million; Fvcbank (#58696) return on assets 1.37%; Fvcbank (#58696) return on equity 11.69%; Fvcbank (#58696) net interest income $37.6 million; Fvcbank (#58696) call report June 30, 2026.
Fvcbank (#58696) noncurrent real-estate loans: none reported; Fvcbank (#58696) net charge-offs on real estate 0.80%; Fvcbank (#58696) residential charge-offs 1.31%.
Fvcbank (#58696) net interest margin 3.37% against an eight-quarter Fvcbank (#58696) average of 2.96% (Fvcbank (#58696) compression -0.40 points); Fvcbank (#58696) non-residential real estate 130.6% of equity; Fvcbank (#58696) rate-exposure score 40/100, Fvcbank (#58696) fixed-rate trap 40/100; Fvcbank (#58696) risk type credit driven; Fvcbank (#58696) rate regime rates elevated, Fvcbank (#58696) snapshot October 19, 2026.
Fvcbank (#58696) stress score moved from 59 on June 22, 2026 to 56.7 on October 19, 2026; Fvcbank (#58696) ranged 56.7 to 59 over 116 snapshots.
Fvcbank (#58696) alerts: 6 counties; top Fvcbank (#58696) alert scores: Washington County, VA 38 (moderate); Arlington County, VA 37 (moderate); Manassas County, VA 31 (low); Baltimore County, VA 20 (low); Bethesda County, VA 20 (low).