Farmers Bank Of Willards (FDIC #5885): Bank Stress & Real-Estate Credit Exposure

Farmers Bank Of Willards (FDIC Cert #5885): bank stress 58/100, moderate, STABLE over 7 days.

Farmers Bank Of Willards (#5885) lends in 3 counties across 2 states; Farmers Bank Of Willards (#5885) reaches 49 ZIP codes: Maryland 2 counties, 26 ZIPs; Delaware 1 county, 24 ZIPs.

Farmers Bank Of Willards (#5885) largest markets: Sussex County, DE (24 branches, 24 ZIPs) (#5885), Wicomico County, MD (80 branches, 16 ZIPs) (#5885), Worcester County, MD (24 branches, 12 ZIPs) (#5885).

Farmers Bank Of Willards (#5885) reports $547.6 million in total assets; Farmers Bank Of Willards (#5885) equity $64.1 million (11.7% of Farmers Bank Of Willards (#5885) assets); Farmers Bank Of Willards (#5885) domestic deposits $472.6 million; Farmers Bank Of Willards (#5885) net income $3.7 million; Farmers Bank Of Willards (#5885) return on assets 1.35%; Farmers Bank Of Willards (#5885) return on equity 11.73%; Farmers Bank Of Willards (#5885) net interest income $11.4 million; Farmers Bank Of Willards (#5885) call report June 30, 2026.

Farmers Bank Of Willards (#5885) noncurrent real-estate loans: none reported; Farmers Bank Of Willards (#5885) net charge-offs on real estate 0.75%; Farmers Bank Of Willards (#5885) residential charge-offs 0.17%.

Farmers Bank Of Willards (#5885) net interest margin 4.44% against an eight-quarter Farmers Bank Of Willards (#5885) average of 4.15% (Farmers Bank Of Willards (#5885) compression -0.29 points); Farmers Bank Of Willards (#5885) non-residential real estate 16.8% of equity; Farmers Bank Of Willards (#5885) rate-exposure score 40/100, Farmers Bank Of Willards (#5885) fixed-rate trap 40/100; Farmers Bank Of Willards (#5885) risk type credit driven; Farmers Bank Of Willards (#5885) rate regime rates elevated, Farmers Bank Of Willards (#5885) snapshot October 19, 2026.

Farmers Bank Of Willards (#5885) stress score moved from 57 on June 22, 2026 to 57.5 on October 19, 2026; Farmers Bank Of Willards (#5885) ranged 57 to 57.5 over 116 snapshots.

Farmers Bank Of Willards (#5885) alerts: 3 counties; top Farmers Bank Of Willards (#5885) alert scores: Millsboro County, MD 20 (low); Ocean City County, MD 20 (low); Willards County, MD 20 (low).