Calvin B Taylor Bk Berlin Md (FDIC #5874): Bank Stress & Real-Estate Credit Exposure
Calvin B Taylor Bk Berlin Md (FDIC Cert #5874): bank stress 51/100, moderate, STABLE over 7 days; parent CALVIN B TAYLOR BANKSHARES INC.
Calvin B Taylor Bk Berlin Md (#5874) lends in 4 counties across 3 states; Calvin B Taylor Bk Berlin Md (#5874) reaches 80 ZIP codes: Virginia 2 counties, 44 ZIPs; Delaware 1 county, 24 ZIPs; Maryland 1 county, 12 ZIPs.
Calvin B Taylor Bk Berlin Md (#5874) largest markets: Accomack County, VA (66 branches, 33 ZIPs) (#5874), Sussex County, DE (24 branches, 24 ZIPs) (#5874), Worcester County, MD (96 branches, 12 ZIPs) (#5874), Northampton County, VA (11 branches, 11 ZIPs) (#5874).
Calvin B Taylor Bk Berlin Md (#5874) reports $1.02 billion in total assets; Calvin B Taylor Bk Berlin Md (#5874) equity $129.7 million (12.7% of Calvin B Taylor Bk Berlin Md (#5874) assets); Calvin B Taylor Bk Berlin Md (#5874) domestic deposits $881.5 million; Calvin B Taylor Bk Berlin Md (#5874) net income $7.4 million; Calvin B Taylor Bk Berlin Md (#5874) return on assets 1.49%; Calvin B Taylor Bk Berlin Md (#5874) return on equity 11.61%; Calvin B Taylor Bk Berlin Md (#5874) net interest income $18.7 million; Calvin B Taylor Bk Berlin Md (#5874) call report June 30, 2026.
Calvin B Taylor Bk Berlin Md (#5874) noncurrent real-estate loans: none reported; Calvin B Taylor Bk Berlin Md (#5874) net charge-offs on real estate 0.90%; Calvin B Taylor Bk Berlin Md (#5874) residential charge-offs 0.43%.
Calvin B Taylor Bk Berlin Md (#5874) net interest margin 3.97% against an eight-quarter Calvin B Taylor Bk Berlin Md (#5874) average of 3.76% (Calvin B Taylor Bk Berlin Md (#5874) compression -0.21 points); Calvin B Taylor Bk Berlin Md (#5874) non-residential real estate 42.8% of equity; Calvin B Taylor Bk Berlin Md (#5874) rate-exposure score 40/100, Calvin B Taylor Bk Berlin Md (#5874) fixed-rate trap 40/100; Calvin B Taylor Bk Berlin Md (#5874) risk type credit driven; Calvin B Taylor Bk Berlin Md (#5874) rate regime rates elevated, Calvin B Taylor Bk Berlin Md (#5874) snapshot October 19, 2026.
Calvin B Taylor Bk Berlin Md (#5874) stress score moved from 48.1 on June 22, 2026 to 51.2 on October 19, 2026; Calvin B Taylor Bk Berlin Md (#5874) ranged 48.1 to 51.2 over 116 snapshots.
Calvin B Taylor Bk Berlin Md (#5874) alerts: 4 counties; top Calvin B Taylor Bk Berlin Md (#5874) alert scores: Cape Charles County, MD 18 (low); Ocean View County, MD 18 (low); Onley County, MD 18 (low); Snow Hill County, MD 18 (low).