Omb Bank (FDIC #8252): Bank Stress & Real-Estate Credit Exposure
Omb Bank (FDIC Cert #8252): bank stress 69/100, elevated, STABLE over 7 days; parent JAMESMARK BANCSHARES INC.
Omb Bank (#8252) lends in 5 counties across 2 states; Omb Bank (#8252) reaches 103 ZIP codes: Missouri 4 counties, 68 ZIPs; Kansas 1 county, 35 ZIPs.
Omb Bank (#8252) largest markets: Johnson County, KS (70 branches, 35 ZIPs) (#8252), Greene County, MO (115 branches, 23 ZIPs) (#8252), Lawrence County, MO (21 branches, 21 ZIPs) (#8252), Jasper County, MO (19 branches, 19 ZIPs) (#8252), Dallas County, MO (13 branches, 13 ZIPs) (#8252).
Omb Bank (#8252) reports $2.36 billion in total assets; Omb Bank (#8252) equity $208.1 million (8.8% of Omb Bank (#8252) assets); Omb Bank (#8252) domestic deposits $2.07 billion; Omb Bank (#8252) net income $14.4 million; Omb Bank (#8252) return on assets 1.30%; Omb Bank (#8252) return on equity 14.62%; Omb Bank (#8252) net interest income $38.3 million; Omb Bank (#8252) call report June 30, 2026.
Omb Bank (#8252) noncurrent real-estate loans: none reported; Omb Bank (#8252) net charge-offs on real estate 1.02%; Omb Bank (#8252) residential charge-offs 1.62%.
Omb Bank (#8252) net interest margin 3.59% against an eight-quarter Omb Bank (#8252) average of 3.55% (Omb Bank (#8252) compression -0.04 points); Omb Bank (#8252) real-estate loans 0.3% of equity; Omb Bank (#8252) non-residential real estate 162.1% of equity; Omb Bank (#8252) rate-exposure score 40/100, Omb Bank (#8252) fixed-rate trap 40/100; Omb Bank (#8252) risk type credit driven; Omb Bank (#8252) rate regime rates elevated, Omb Bank (#8252) snapshot October 19, 2026.
Omb Bank (#8252) stress score moved from 68.5 on June 22, 2026 to 68.8 on October 19, 2026; Omb Bank (#8252) ranged 68.5 to 68.8 over 116 snapshots.
Omb Bank (#8252) alerts: 5 counties; top Omb Bank (#8252) alert scores: Buffalo County, MO 22 (low); Carthage County, MO 22 (low); Mount Vernon County, MO 22 (low); Prairie Village County, MO 22 (low); Walnut Grove County, MO 22 (low).