Brazos County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Brazos County, TX distress report, 2026: 11 ZIPs scored in Brazos, TX, Brazos, TX average 37/100; the top Brazos, TX ZIP is 77801 at 40/100; Brazos, TX market phase contraction, Brazos, TX prices -3.0% year over year.
- Brazos, TX ranks #1,848 nationally (opportunity index); Brazos, TX #166 in Texas; Brazos, TX index 28.2.
- Brazos, TX ninety-day mortgage delinquency 0.6% in December 2025; Brazos, TX twelve-month change +0.1%.
- Brazos, TX ZIP phases: 10 contraction, 1 peak.
- Brazos, TX residential listings tracked: 25 across 9 ZIPs; Brazos, TX candidate listings 7.
- Brazos, TX HUD assisted properties: 13 with 1,379 units.
- Brazos, TX lenders on watch: 8; largest Brazos, TX footprint Prosperity Bank (10 branches).
- Brazos, TX most distressed ZIP: 77801 at 40/100.
Brazos, TX figures: DLRadar distress index; Brazos, TX inputs: CFPB, FHFA, HUD, FDIC; Brazos, TX rebuilt as sources refresh.
| Rank | Brazos, TX ZIP | Score |
|---|---|---|
| 1 | 77801 | 40/100 |
| 2 | 77802 | 40/100 |
| 3 | 77803 | 40/100 |
| 4 | 77840 | 40/100 |
| 5 | 77843 | 40/100 |
| 6 | 77845 | 40/100 |
| 7 | 77866 | 40/100 |
| 8 | 77807 | 38/100 |
| 9 | 77808 | 37/100 |
| 10 | 77859 | 27/100 |
| 11 | 77868 | 24/100 |
Most distressed Brazos, TX ZIPs (0-100, 2026)
Mortgage delinquency in Brazos, TX
0.6% of Brazos, TX mortgages were ninety-plus days late (Brazos, TX, December 2025); Brazos, TX thirty-to-eighty-nine days late: 2.2%; Brazos, TX twelve-month change +0.1%; Brazos, TX peak since 2008: 1.9% (December 2009); Texas overall 1.2%. Brazos, TX ninety-day series: Dec 24 0.5, Jan 25 0.6, Feb 25 0.7 (Brazos, TX), Mar 25 0.5, Apr 25 0.4, May 25 0.4 (Brazos, TX), Jun 25 0.5, Jul 25 0.7, Aug 25 0.5 (Brazos, TX), Sep 25 0.8, Oct 25 0.8, Nov 25 0.6 (Brazos, TX), Dec 25 0.6.
Opportunity index: Brazos, TX
Brazos, TX index 28.2, Brazos, TX phase early_signal; Brazos, TX primary driver vacancy, Brazos, TX second driver bank institutional. Brazos, TX components: property stress 25.1, foreclosure pressure 17.2, listing discounts 24.7, bank stress 50.4, insurance 42.6; Brazos, TX pulse 30.5; Brazos, TX capital opportunity 24.8; Brazos, TX seven-day change +0.4%.
ZIP market phases inside Brazos, TX
11 Brazos, TX ZIPs carry a price-cycle phase; Brazos, TX ZIPs by phase (Brazos, TX), deepest drawdown first: contraction, -3.0% YoY, 3.0% off peak (Brazos, TX): 77859, 77801, 77802, 77803, Brazos, TX 77807, 77808, 77840, 77843, Brazos, TX 77845, 77866; peak, +0.6% YoY, 0.9% off peak (Brazos, TX): 77868.
Residential listings by Brazos, TX ZIP
Brazos, TX ZIPs with the most tracked Brazos, TX residential listings: 77802 8 listings, 2 candidates, bank pressure 56; 77845 8 listings, 4 candidates, bank pressure 56; 77808 4 listings, 1 candidates, bank pressure 55; 77803 2 listings, 0 candidates, bank pressure 56 (Brazos, TX); 77840 2 listings, 0 candidates, bank pressure 56; 77801 1 listings, 0 candidates, bank pressure 56; 77807 0 listings, 0 candidates, bank pressure 55; 77843 0 listings, 0 candidates, bank pressure 56. Brazos, TX totals: 25 listings; Brazos, TX candidates 7; active ZIPs 6.
HUD assisted housing in Brazos, TX
13 assisted properties with 1,379 units sit in Brazos, TX; largest Brazos, TX properties: Ranch At Arrington (College Station) 272 units; Residence At Oakmont (Bryan) 256 units; Forest Pines Apartments (Bryan) 240 units in Brazos, TX; The Regency Gardens (Bryan) 200 units; Park Hudson Place Ii (Bryan) 168 units; Crestview Terrace (Bryan) 100 units, 100 assisted.
Lenders with branches in Brazos, TX
Brazos, TX lenders by branch count: Prosperity Bank (Brazos, TX): stress 33, 10 branches low in Brazos, TX; First National Bank Texas (Brazos, TX): stress 77, 5 branches low in Brazos, TX; First Financial Bank (Brazos, TX): stress 49, 5 branches low in Brazos, TX; Amarillo National Bank (Brazos, TX): stress 53, 3 branches low in Brazos, TX; American Momentum Bank (Brazos, TX): stress 26, 3 branches low in Brazos, TX; Extraco Banks National Assn (Brazos, TX): stress 80, 2 branches low in Brazos, TX; Frost Bank (Brazos, TX): stress 69, 2 branches low in Brazos, TX; Brenham National Bank (Brazos, TX): stress 63, 2 branches low in Brazos, TX.
Vacancy and permits, Brazos, TX
9,739 of 100,826 Brazos, TX housing units are vacant; Brazos, TX permits, twelve months: 2,029 multifamily units in Brazos, TX, 1,589 one-to-four unit units.
Work Brazos, TX at the parcel level
Every Brazos, TX parcel carries owner and address; every Brazos, TX parcel carries APN; Brazos, TX distress scores sit on the Brazos, TX live board.
Brazos, TX figures refresh with each source.
Brazos, TX questions
Most distressed ZIP code in Brazos County, TX?
ZIP 77801 leads Brazos, TX at 40/100; next in Brazos, TX: 77802 at 40/100; the Brazos, TX average is 37/100.
Where does Brazos County, TX rank for investment opportunity?
Brazos, TX is #1,848 among all ranked counties, #166 in Texas; the Brazos, TX driver is vacancy; Brazos, TX moved up 299 places.
How many mortgages are delinquent in Brazos County, TX?
0.6% of Brazos, TX mortgages were ninety-plus days late in December 2025; the Brazos, TX peak since 2008 was 1.9%.
Which banks lend in Brazos County, TX?
8 watched lenders hold Brazos, TX branches; the largest Brazos, TX footprints are Prosperity Bank (10), First National Bank Texas (5), First Financial Bank (5).
More on Brazos, TX
Brazos County, TX distress report: public-record figures for Brazos, TX; not legal advice for Brazos, TX; not tax or investment advice; verify every Brazos, TX record before acting.