Calhoun County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Calhoun County, Florida? DLRadar grades every Calhoun County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Calhoun County breakdown.
- Calhoun County's most distressed ZIP is 32438 at 34/100.
- 8 ZIP codes tracked in Calhoun County, averaging 29/100 distress.
- Calhoun County reads peak — home values up 3.8% year over year.
- Vacancy runs 14.4% across Calhoun County's tracked ZIPs, with a 23.3% poverty rate.
- The typical Calhoun County home is worth about $136,625 against a ~$47,964 median income.
- Lending headwind in Calhoun County sits at 2/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32438 | 34/100 |
| 2 | 32448 | 32/100 |
| 3 | 32466 | 32/100 |
| 4 | 32442 | 31/100 |
| 5 | 32421 | 25/100 |
| 6 | 32424 | 25/100 |
| 7 | 32430 | 25/100 |
| 8 | 32449 | 25/100 |
Most distressed ZIP codes in Calhoun County (composite distress 0-100, 2026)
What is driving Calhoun County distress
Nothing here is estimated: Calhoun County is scored from filings alone, and its ZIPs average 29/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Calhoun County market phase and pricing
Phase for Calhoun County: peak (+3.8% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Calhoun County
The Calhoun County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
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Frequently asked questions
Where is distress highest inside Calhoun County, FL?
ZIP 32438 leads Calhoun County at 34/100, recomputed monthly from public records.
Where is Calhoun County in the housing cycle?
Calhoun County currently sits in peak, with values up 3.8% year on year, based on FHFA price-index trajectory.
What are the sources behind these Calhoun County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 8 Calhoun County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Calhoun County ZIP codes?
Averaging the county conceals how uneven it is. Across the Calhoun County ZIPs DLRadar ranks, scores run from 34/100 in 32438 down to 25/100 in 32449, against a Calhoun County average of 29/100. That 9-point gap is why acquisition targeting in Calhoun County works at ZIP level rather than county level.
What do Calhoun County home values and vacancy say about distressed supply?
The typical Calhoun County home carries about $136,625 of value against a median household income near $47,964. Vacancy across Calhoun County's tracked ZIPs runs 14.4% and the poverty rate is 23.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Calhoun County's foreclosure and tax-lien filings and its 2/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.