Coffee County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Coffee County, AL distress report, 2026: 16 ZIPs scored in Coffee, AL, Coffee, AL average 24/100; the top Coffee, AL ZIP is 36323 at 29/100; Coffee, AL market phase peak, Coffee, AL prices +3.2% year over year.
- Coffee, AL ranks #784 nationally (opportunity index); Coffee, AL #33 in Alabama; Coffee, AL index 32.0.
- Coffee, AL: no CFPB county sample; Coffee, AL non-metro area reading 1.6%.
- Coffee, AL ZIP phases: 13 peak, 1 expansion, 1 neutral, 1 contraction.
- Coffee, AL residential listings tracked: 27 across 5 ZIPs; Coffee, AL candidate listings 12.
- Coffee, AL HUD assisted properties: 8 with 518 units.
- Coffee, AL lenders on watch: 5; largest Coffee, AL footprint Troy Bank&Trust Co (3 branches).
- Coffee, AL most distressed ZIP: 36323 at 29/100.
Coffee, AL figures: DLRadar distress index; Coffee, AL inputs: CFPB, FHFA, HUD, FDIC; Coffee, AL rebuilt as sources refresh.
| Rank | Coffee, AL ZIP | Score |
|---|---|---|
| 1 | 36323 | 29/100 |
| 2 | 36330 | 29/100 |
| 3 | 36346 | 29/100 |
| 4 | 36351 | 29/100 |
| 5 | 36453 | 26/100 |
| 6 | 36316 | 25/100 |
| 7 | 36318 | 25/100 |
| 8 | 36322 | 24/100 |
| 9 | 36477 | 24/100 |
| 10 | 36311 | 23/100 |
| 11 | 36360 | 23/100 |
| 12 | 36467 | 23/100 |
Most distressed Coffee, AL ZIPs (0-100, 2026)
Mortgage delinquency around Coffee, AL
No CFPB county sample covers Coffee, AL; the non-metro area reading for Coffee, AL: 1.6% ninety-plus; Coffee, AL area thirty-to-eighty-nine 4.7% (December 2025, Coffee, AL); Alabama overall 1.1%.
Opportunity index: Coffee, AL
Coffee, AL index 32.0, Coffee, AL phase watchlist; Coffee, AL primary driver vacancy, Coffee, AL second driver bank institutional. Coffee, AL components: property stress 20.5, foreclosure pressure 20.3, listing discounts 36.8, bank stress 58.0, insurance 0.0; Coffee, AL pulse 34.8; Coffee, AL capital opportunity 27.2; Coffee, AL seven-day change -0.1%.
ZIP market phases inside Coffee, AL
16 Coffee, AL ZIPs carry a price-cycle phase; Coffee, AL ZIPs by phase (Coffee, AL), deepest drawdown first: contraction, -0.7% YoY, 1.8% off peak (Coffee, AL): 36477; peak, +0.2% YoY, 1.4% off peak (Coffee, AL): 36318; peak, +0.3% YoY, 1.3% off peak (Coffee, AL): 36316; peak, +1.6% YoY, 0.8% off peak (Coffee, AL): 36453; peak, +2.9% YoY, 0.1% off peak (Coffee, AL): 36322; expansion, +5.0% YoY (Coffee, AL): 36009; peak, +3.2% YoY (Coffee, AL): 36010, 36079, 36311, 36323, Coffee, AL 36330, 36346, 36351, 36360; peak, +3.6% YoY (Coffee, AL): 36034; neutral, +4.9% YoY (Coffee, AL): 36467.
Residential listings by Coffee, AL ZIP
Coffee, AL ZIPs with the most tracked Coffee, AL residential listings: 36330 22 listings, 10 candidates, bank pressure 63; 36323 3 listings, 2 candidates, bank pressure 61; 36453 2 listings, 0 candidates, bank pressure 60; 36346 0 listings, 0 candidates, bank pressure 61 (Coffee, AL); 36351 0 listings, 0 candidates, bank pressure 61. Coffee, AL totals: 27 listings; Coffee, AL candidates 12; active ZIPs 1.
HUD assisted housing in Coffee, AL
8 assisted properties with 518 units sit in Coffee, AL; largest Coffee, AL properties: Jackson Crossing At Wakefield (Enterprise) 112 units; Madison Park Apartments (Enterprise) 112 units; Heron Cove Ii (Enterprise) 88 units in Coffee, AL; Lincoln Square Apartments (Enterprise) 80 units; Meadowbrook Apts. (Enterprise) 66 units, 66 assisted; Beaver Dam Apartments (Elba) 30 units, 30 assisted.
Lenders with branches in Coffee, AL
Coffee, AL lenders by branch count: Troy Bank&Trust Co (Coffee, AL): stress 56, 3 branches low in Coffee, AL; Citizens Bank (Coffee, AL): stress 69, 1 branch low in Coffee, AL; River Bank&Trust (Coffee, AL): stress 65, 1 branch low in Coffee, AL; First Nb Of Hartford (Coffee, AL): stress 58, 1 branch low in Coffee, AL; Regions Bank (Coffee, AL): stress 57, 1 branch low in Coffee, AL.
Vacancy and permits, Coffee, AL
3,672 of 24,656 Coffee, AL housing units are vacant; Coffee, AL permits, twelve months: 0 multifamily units in Coffee, AL, 185 one-to-four unit units.
Work Coffee, AL at the parcel level
Every Coffee, AL parcel carries owner and address; every Coffee, AL parcel carries APN; Coffee, AL distress scores sit on the Coffee, AL live board.
Coffee, AL figures refresh with each source.
Coffee, AL questions
Most distressed ZIP code in Coffee County, AL?
ZIP 36323 leads Coffee, AL at 29/100; next in Coffee, AL: 36330 at 29/100; the Coffee, AL average is 24/100.
Where does Coffee County, AL rank for investment opportunity?
Coffee, AL is #784 among all ranked counties, #33 in Alabama; the Coffee, AL driver is vacancy; Coffee, AL moved up 379 places.
How many mortgages are delinquent in Coffee County, AL?
Coffee, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Coffee, AL.
Which banks lend in Coffee County, AL?
5 watched lenders hold Coffee, AL branches; the largest Coffee, AL footprints are Troy Bank&Trust Co (3), Citizens Bank (1), River Bank&Trust (1).
More on Coffee, AL
Coffee County, AL distress report: public-record figures for Coffee, AL; not legal advice for Coffee, AL; not tax or investment advice; verify every Coffee, AL record before acting.