Cook County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cook County, GA distress report, 2026: 5 ZIPs scored in Cook, GA, Cook, GA average 24/100; the top Cook, GA ZIP is 31632 at 31/100; Cook, GA market phase peak, Cook, GA prices +2.5% year over year.
- Cook, GA ranks #1,259 nationally (opportunity index); Cook, GA #90 in Georgia; Cook, GA index 30.3.
- Cook, GA: no CFPB county sample; Cook, GA non-metro area reading 1.3%.
- Cook, GA ZIP phases: 4 peak, 1 expansion.
- Cook, GA residential listings tracked: 1 across 4 ZIPs; Cook, GA candidate listings 0.
- Cook, GA HUD assisted properties: 1 with 5 units.
- Cook, GA lenders on watch: 2; largest Cook, GA footprint Trust Bank (2 branches).
- Cook, GA most distressed ZIP: 31632 at 31/100.
Cook, GA figures: DLRadar distress index; Cook, GA inputs: CFPB, FHFA, HUD, FDIC; Cook, GA rebuilt as sources refresh.
| Rank | Cook, GA ZIP | Score |
|---|---|---|
| 1 | 31632 | 31/100 |
| 2 | 31637 | 24/100 |
| 3 | 31620 | 22/100 |
| 4 | 31627 | 22/100 |
| 5 | 31647 | 22/100 |
Most distressed Cook, GA ZIPs (0-100, 2026)
Mortgage delinquency around Cook, GA
No CFPB county sample covers Cook, GA; the non-metro area reading for Cook, GA: 1.3% ninety-plus; Cook, GA area thirty-to-eighty-nine 3.0% (December 2025, Cook, GA); Georgia overall 1.3%.
Opportunity index: Cook, GA
Cook, GA index 30.3, Cook, GA phase early_signal; Cook, GA primary driver vacancy, Cook, GA second driver bank institutional. Cook, GA components: property stress 28.7, foreclosure pressure 28.3, listing discounts 22.4, bank stress 50.0, insurance 0.0; Cook, GA pulse 34.0; Cook, GA capital opportunity 24.7; Cook, GA seven-day change +0.5%.
ZIP market phases inside Cook, GA
5 Cook, GA ZIPs carry a price-cycle phase; Cook, GA ZIPs by phase (Cook, GA), deepest drawdown first: peak, +2.2% YoY, 0.0% off peak (Cook, GA): 31637; peak, +2.5% YoY (Cook, GA): 31620, 31627, 31647; expansion, +6.8% YoY (Cook, GA): 31632.
Residential listings by Cook, GA ZIP
Cook, GA ZIPs with the most tracked Cook, GA residential listings: 31620 1 listings, 0 candidates, bank pressure 53; 31627 0 listings, 0 candidates, bank pressure 53; 31637 0 listings, 0 candidates, bank pressure 57; 31647 0 listings, 0 candidates, bank pressure 53 (Cook, GA). Cook, GA totals: 1 listings; Cook, GA candidates 0; active ZIPs 1.
HUD assisted housing in Cook, GA
1 assisted properties with 5 units sit in Cook, GA; largest Cook, GA properties: The West 500 Corporation (Adel) 5 units, 5 assisted.
Lenders with branches in Cook, GA
Cook, GA lenders by branch count: Trust Bank (Cook, GA): stress 31, 2 branches low in Cook, GA; Bank Of Alapaha (Cook, GA): stress 86, 1 branch low in Cook, GA.
Vacancy and permits, Cook, GA
1,182 of 7,486 Cook, GA housing units are vacant; Cook, GA permits, twelve months: 112 multifamily units in Cook, GA, 90 one-to-four unit units.
Work Cook, GA at the parcel level
Every Cook, GA parcel carries owner and address; every Cook, GA parcel carries APN; Cook, GA distress scores sit on the Cook, GA live board.
Cook, GA figures refresh with each source.
Cook, GA questions
Most distressed ZIP code in Cook County, GA?
ZIP 31632 leads Cook, GA at 31/100; next in Cook, GA: 31637 at 24/100; the Cook, GA average is 24/100.
Where does Cook County, GA rank for investment opportunity?
Cook, GA is #1,259 among all ranked counties, #90 in Georgia; the Cook, GA driver is vacancy; Cook, GA moved up 215 places.
How many mortgages are delinquent in Cook County, GA?
Cook, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Cook, GA.
Which banks lend in Cook County, GA?
2 watched lenders hold Cook, GA branches; the largest Cook, GA footprints are Trust Bank (2), Bank Of Alapaha (1).
More on Cook, GA
Cook County, GA distress report: public-record figures for Cook, GA; not legal advice for Cook, GA; not tax or investment advice; verify every Cook, GA record before acting.