Cook County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cook County, Georgia? DLRadar grades every Cook County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Cook County breakdown.
- Cook County's most distressed ZIP is 31632 at 31/100.
- 5 ZIP codes tracked in Cook County, averaging 26/100 distress.
- Cook County reads peak — home values up 2.5% year over year.
- Vacancy runs 13.1% across Cook County's tracked ZIPs, with a 20.6% poverty rate.
- The typical Cook County home is worth about $156,480 against a ~$64,918 median income.
- Lending headwind in Cook County sits at 9/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 31632 | 31/100 |
| 2 | 31637 | 25/100 |
| 3 | 31620 | 24/100 |
| 4 | 31627 | 24/100 |
| 5 | 31647 | 24/100 |
Most distressed ZIP codes in Cook County (composite distress 0-100, 2026)
What is driving Cook County distress
DLRadar builds Cook County's distress picture only from records anyone can pull; its ZIPs average 26/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Cook County market phase and pricing
The cycle in Cook County is peak, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Cook County
Everything summarised here for Cook County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
No card charged today · explore every module with live data.
What people ask
Which part of Cook County, GA scores highest for distress?
ZIP 31632 leads Cook County at 31/100, recomputed monthly from public records.
Is Cook County expanding or contracting?
Cook County is classified peak with a 2.5% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Cook County scores?
Each Cook County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 5 local ZIPs and every other county in the country.
How much do distress scores vary between Cook County ZIP codes?
A county average hides the spread. Across the Cook County ZIPs DLRadar ranks, scores run from 31/100 in 31632 down to 24/100 in 31647, against a Cook County average of 26/100. Those 7 points separate the ZIPs worth working in Cook County from the rest.
What do Cook County home values and vacancy say about distressed supply?
The typical Cook County home carries about $156,480 of value against a median household income near $64,918. Vacancy across Cook County's tracked ZIPs runs 13.1% and the poverty rate is 20.6%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Cook County's foreclosure and tax-lien filings and its 9/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.