Dallas County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Dallas County, TX distress report, 2026: 95 ZIPs scored in Dallas, TX, Dallas, TX average 34/100; the top Dallas, TX ZIP is 75001 at 34/100; Dallas, TX market phase peak, Dallas, TX prices +0.9% year over year.
- Dallas, TX ranks #2,438 nationally (opportunity index); Dallas, TX #218 in Texas; Dallas, TX index 26.1.
- Dallas, TX ninety-day mortgage delinquency 0.9% in December 2025; Dallas, TX twelve-month change 0.0%.
- Dallas, TX ZIP phases: 95 peak.
- Dallas, TX residential listings tracked: 111 across 60 ZIPs; Dallas, TX candidate listings 21.
- Dallas, TX HUD assisted properties: 134 with 20,842 units.
- Dallas, TX lenders on watch: 8; largest Dallas, TX footprint First National Bank Texas (31 branches).
- Dallas, TX most distressed ZIP: 75001 at 34/100.
Dallas, TX figures: DLRadar distress index; Dallas, TX inputs: CFPB, FHFA, HUD, FDIC; Dallas, TX rebuilt as sources refresh.
| Rank | Dallas, TX ZIP | Score |
|---|---|---|
| 1 | 75001 | 34/100 |
| 2 | 75006 | 34/100 |
| 3 | 75019 | 34/100 |
| 4 | 75038 | 34/100 |
| 5 | 75039 | 34/100 |
| 6 | 75040 | 34/100 |
| 7 | 75041 | 34/100 |
| 8 | 75042 | 34/100 |
| 9 | 75043 | 34/100 |
| 10 | 75044 | 34/100 |
| 11 | 75048 | 34/100 |
| 12 | 75060 | 34/100 |
Most distressed Dallas, TX ZIPs (0-100, 2026)
Mortgage delinquency in Dallas, TX
0.9% of Dallas, TX mortgages were ninety-plus days late (Dallas, TX, December 2025); Dallas, TX thirty-to-eighty-nine days late: 2.9%; Dallas, TX twelve-month change 0.0%; Dallas, TX peak since 2008: 5.2% (January 2010); Texas overall 1.2%. Dallas, TX ninety-day series: Dec 24 0.9, Jan 25 1.0, Feb 25 0.9 (Dallas, TX), Mar 25 0.9, Apr 25 0.8, May 25 0.8 (Dallas, TX), Jun 25 0.8, Jul 25 0.8, Aug 25 0.9 (Dallas, TX), Sep 25 0.9, Oct 25 0.9, Nov 25 0.9 (Dallas, TX), Dec 25 0.9.
Opportunity index: Dallas, TX
Dallas, TX index 26.1, Dallas, TX phase weak; Dallas, TX primary driver construction, Dallas, TX second driver bank institutional. Dallas, TX components: property stress 16.8, foreclosure pressure 17.9, listing discounts 18.8, bank stress 55.9, insurance 0.0; Dallas, TX pulse 30.3; Dallas, TX capital opportunity 19.8; Dallas, TX seven-day change -0.1%.
ZIP market phases inside Dallas, TX
95 Dallas, TX ZIPs carry a price-cycle phase; Dallas, TX ZIPs by phase (Dallas, TX), deepest drawdown first: peak, +0.9% YoY (Dallas, TX): 75001, 75006, 75007, 75019, Dallas, TX 75038, 75039, 75040, 75041, Dallas, TX 75042, 75043, 75044, 75048, Dallas, TX 75050, 75051, 75052, 75054.
Residential listings by Dallas, TX ZIP
Dallas, TX ZIPs with the most tracked Dallas, TX residential listings: 75214 6 listings, 0 candidates, bank pressure 59; 75208 5 listings, 0 candidates, bank pressure 59; 75218 5 listings, 0 candidates, bank pressure 59; 75043 4 listings, 0 candidates, bank pressure 59 (Dallas, TX); 75052 4 listings, 1 candidates, bank pressure 60; 75060 4 listings, 1 candidates, bank pressure 59; 75204 4 listings, 0 candidates, bank pressure 59; 75206 4 listings, 2 candidates, bank pressure 59. Dallas, TX totals: 111 listings; Dallas, TX candidates 21; active ZIPs 50.
HUD assisted housing in Dallas, TX
134 assisted properties with 20,842 units sit in Dallas, TX; largest Dallas, TX properties: South Side On Lamar (Dallas) 449 units; Prairie Crossing (Farmers Branch) 367 units; Eban Village (Dallas) 330 units in Dallas, TX; Wildwood Apartments (Forney) 324 units; Tower Village - Ua Only (Irving) 320 units; Bridgeport Apartments (Dallas) 312 units.
Lenders with branches in Dallas, TX
Dallas, TX lenders by branch count: First National Bank Texas (Dallas, TX): stress 77, 31 branches low in Dallas, TX; Frost Bank (Dallas, TX): stress 69, 25 branches low in Dallas, TX; Prosperity Bank (Dallas, TX): stress 33, 24 branches low in Dallas, TX; Woodforest National Bank (Dallas, TX): stress 54, 10 branches low in Dallas, TX; Inwood National Bank (Dallas, TX): stress 53, 8 branches low in Dallas, TX; Plainscapital Bank (Dallas, TX): stress 66, 6 branches low in Dallas, TX; Harmony Bank (Dallas, TX): stress 45, 6 branches low in Dallas, TX; American Nb Of Texas (Dallas, TX): stress 89, 5 branches low in Dallas, TX.
Vacancy and permits, Dallas, TX
82,228 of 1,064,965 Dallas, TX housing units are vacant; Dallas, TX permits, twelve months: 6,709 multifamily units in Dallas, TX, 4,831 one-to-four unit units.
Work Dallas, TX at the parcel level
Every Dallas, TX parcel carries owner and address; every Dallas, TX parcel carries APN; Dallas, TX distress scores sit on the Dallas, TX live board.
Dallas, TX figures refresh with each source.
Dallas, TX questions
Most distressed ZIP code in Dallas County, TX?
ZIP 75001 leads Dallas, TX at 34/100; next in Dallas, TX: 75006 at 34/100; the Dallas, TX average is 34/100.
Where does Dallas County, TX rank for investment opportunity?
Dallas, TX is #2,438 among all ranked counties, #218 in Texas; the Dallas, TX driver is construction; Dallas, TX moved down 194 places.
How many mortgages are delinquent in Dallas County, TX?
0.9% of Dallas, TX mortgages were ninety-plus days late in December 2025; the Dallas, TX peak since 2008 was 5.2%.
Which banks lend in Dallas County, TX?
8 watched lenders hold Dallas, TX branches; the largest Dallas, TX footprints are First National Bank Texas (31), Frost Bank (25), Prosperity Bank (24).
More on Dallas, TX
Dallas County, TX distress report: public-record figures for Dallas, TX; not legal advice for Dallas, TX; not tax or investment advice; verify every Dallas, TX record before acting.