Deaf Smith County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Deaf Smith County, TX distress report, 2026: 6 ZIPs scored in Deaf Smith, TX, Deaf Smith, TX average 10/100; the top Deaf Smith, TX ZIP is 79035 at 16/100; Deaf Smith, TX market phase peak, Deaf Smith, TX prices +0.9% year over year.
- Deaf Smith, TX ranks #1,332 nationally (opportunity index); Deaf Smith, TX #138 in Texas; Deaf Smith, TX index 30.0.
- Deaf Smith, TX: no CFPB county sample; Deaf Smith, TX non-metro area reading 1.4%.
- Deaf Smith, TX ZIP phases: 6 peak.
- Deaf Smith, TX residential listings tracked: 4 across 3 ZIPs; Deaf Smith, TX candidate listings 0.
- Deaf Smith, TX lenders on watch: 4; largest Deaf Smith, TX footprint First Nb Of Hereford (2 branches).
- Deaf Smith, TX most distressed ZIP: 79035 at 16/100.
Deaf Smith, TX figures: DLRadar distress index; Deaf Smith, TX inputs: CFPB, FHFA, HUD, FDIC; Deaf Smith, TX rebuilt as sources refresh.
| Rank | Deaf Smith, TX ZIP | Score |
|---|---|---|
| 1 | 79035 | 16/100 |
| 2 | 79025 | 11/100 |
| 3 | 79045 | 11/100 |
| 4 | 79098 | 10/100 |
| 5 | 79001 | 6/100 |
| 6 | 79092 | 5/100 |
Most distressed Deaf Smith, TX ZIPs (0-100, 2026)
Mortgage delinquency around Deaf Smith, TX
No CFPB county sample covers Deaf Smith, TX; the non-metro area reading for Deaf Smith, TX: 1.4% ninety-plus; Deaf Smith, TX area thirty-to-eighty-nine 3.5% (December 2025, Deaf Smith, TX); Texas overall 1.2%.
Opportunity index: Deaf Smith, TX
Deaf Smith, TX index 30.0, Deaf Smith, TX phase early_signal; Deaf Smith, TX primary driver vacancy, Deaf Smith, TX second driver bank institutional. Deaf Smith, TX components: property stress 11.2, foreclosure pressure 12.9, listing discounts 47.0, bank stress 48.6, insurance 0.0; Deaf Smith, TX pulse 29.1; Deaf Smith, TX capital opportunity 31.3.
ZIP market phases inside Deaf Smith, TX
6 Deaf Smith, TX ZIPs carry a price-cycle phase; Deaf Smith, TX ZIPs by phase (Deaf Smith, TX), deepest drawdown first: peak, +2.4% YoY, 0.6% off peak (Deaf Smith, TX): 79092; peak, +2.1% YoY, 0.4% off peak (Deaf Smith, TX): 79001; peak, +1.9% YoY, 0.4% off peak (Deaf Smith, TX): 79098; peak, +0.9% YoY (Deaf Smith, TX): 79025; peak, +1.7% YoY (Deaf Smith, TX): 79035; peak, +1.1% YoY (Deaf Smith, TX): 79045.
Residential listings by Deaf Smith, TX ZIP
Deaf Smith, TX ZIPs with the most tracked Deaf Smith, TX residential listings: 79045 4 listings, 0 candidates, bank pressure 51; 79025 0 listings, 0 candidates, bank pressure 51; 79098 0 listings, 0 candidates, bank pressure 55. Deaf Smith, TX totals: 4 listings; Deaf Smith, TX candidates 0; active ZIPs 1.
Lenders with branches in Deaf Smith, TX
Deaf Smith, TX lenders by branch count: First Nb Of Hereford (Deaf Smith, TX): stress 40, 2 branches low in Deaf Smith, TX; First National Bank Texas (Deaf Smith, TX): stress 77, 1 branch low in Deaf Smith, TX; Firstbank Southwest (Deaf Smith, TX): stress 66, 1 branch low in Deaf Smith, TX; First Financial Bank (Deaf Smith, TX): stress 49, 1 branch low in Deaf Smith, TX.
Vacancy and permits, Deaf Smith, TX
933 of 6,984 Deaf Smith, TX housing units are vacant; Deaf Smith, TX permits, twelve months: 0 multifamily units in Deaf Smith, TX, 38 one-to-four unit units.
Work Deaf Smith, TX at the parcel level
Every Deaf Smith, TX parcel carries owner and address; every Deaf Smith, TX parcel carries APN; Deaf Smith, TX distress scores sit on the Deaf Smith, TX live board.
Deaf Smith, TX figures refresh with each source.
Deaf Smith, TX questions
Most distressed ZIP code in Deaf Smith County, TX?
ZIP 79035 leads Deaf Smith, TX at 16/100; next in Deaf Smith, TX: 79025 at 11/100; the Deaf Smith, TX average is 10/100.
Where does Deaf Smith County, TX rank for investment opportunity?
Deaf Smith, TX is #1,332 among all ranked counties, #138 in Texas; the Deaf Smith, TX driver is vacancy; Deaf Smith, TX moved up 1,171 places.
How many mortgages are delinquent in Deaf Smith County, TX?
Deaf Smith, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Deaf Smith, TX.
Which banks lend in Deaf Smith County, TX?
4 watched lenders hold Deaf Smith, TX branches; the largest Deaf Smith, TX footprints are First Nb Of Hereford (2), First National Bank Texas (1), Firstbank Southwest (1).
More on Deaf Smith, TX
Deaf Smith County, TX distress report: public-record figures for Deaf Smith, TX; not legal advice for Deaf Smith, TX; not tax or investment advice; verify every Deaf Smith, TX record before acting.