El Paso County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in El Paso County, Texas? DLRadar grades every El Paso County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 El Paso County breakdown.
- El Paso County's most distressed ZIP is 79922 at 27/100.
- 31 ZIP codes tracked in El Paso County, averaging 26/100 distress.
- El Paso County reads peak — home values up 1.8% year over year.
- Vacancy runs 9.2% across El Paso County's tracked ZIPs, with a 21.6% poverty rate.
- The typical El Paso County home is worth about $171,096 against a ~$60,051 median income.
- Lending headwind in El Paso County sits at 39/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 79922 | 27/100 |
| 2 | 79821 | 26/100 |
| 3 | 79835 | 26/100 |
| 4 | 79836 | 26/100 |
| 5 | 79838 | 26/100 |
| 6 | 79849 | 26/100 |
| 7 | 79853 | 26/100 |
| 8 | 79901 | 26/100 |
| 9 | 79902 | 26/100 |
| 10 | 79903 | 26/100 |
| 11 | 79904 | 26/100 |
| 12 | 79905 | 26/100 |
Most distressed ZIP codes in El Paso County (composite distress 0-100, 2026)
What is driving El Paso County distress
El Paso County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 26/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
El Paso County market phase and pricing
Phase for El Paso County: peak (+1.8% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in El Paso County
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Questions and answers
What is the hardest-hit ZIP in El Paso County?
ZIP 79922 leads El Paso County at 27/100, recomputed monthly from public records.
Where is El Paso County in the housing cycle?
El Paso County is classified peak with a 1.8% year-over-year increase, following the FHFA House Price Index.
What is this El Paso County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 31 ZIP codes in El Paso County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between El Paso County ZIP codes?
A single county score papers over real variation. Across the El Paso County ZIPs DLRadar ranks, scores run from 27/100 in 79922 down to 26/100 in 79905, against a El Paso County average of 26/100. Because the gap runs to 1 points, El Paso County rewards ZIP-level precision.
What do El Paso County home values and vacancy say about distressed supply?
The typical El Paso County home carries about $171,096 of value against a median household income near $60,051. Vacancy across El Paso County's tracked ZIPs runs 9.2% and the poverty rate is 21.6%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside El Paso County's foreclosure and tax-lien filings and its 39/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.