Escambia County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Escambia County, Alabama? DLRadar grades every Escambia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Escambia County breakdown.
- Escambia County's most distressed ZIP is 36562 at 35/100.
- 10 ZIP codes tracked in Escambia County, averaging 29/100 distress.
- Escambia County reads expansion — home values up 5.0% year over year.
- Vacancy runs 31.9% across Escambia County's tracked ZIPs, with a 18.6% poverty rate.
- The typical Escambia County home is worth about $128,475 against a ~$45,893 median income.
- Lending headwind in Escambia County sits at 35/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 36562 | 35/100 |
| 2 | 36441 | 34/100 |
| 3 | 36503 | 34/100 |
| 4 | 36543 | 34/100 |
| 5 | 36426 | 33/100 |
| 6 | 36502 | 31/100 |
| 7 | 36483 | 27/100 |
| 8 | 36420 | 24/100 |
| 9 | 36432 | 20/100 |
| 10 | 36401 | 16/100 |
Most distressed ZIP codes in Escambia County (composite distress 0-100, 2026)
What is driving Escambia County distress
DLRadar builds Escambia County's distress picture only from records anyone can pull; its ZIPs average 29/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Escambia County market phase and pricing
The cycle in Escambia County is expansion, with values up 5.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Escambia County
Escambia County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
Card-free · live data across the whole platform for a week.
Frequently asked
Where is distress highest inside Escambia County, AL?
ZIP 36562 leads Escambia County at 35/100, recomputed monthly from public records.
Which phase does Escambia County sit in right now?
Phase for Escambia County: expansion, tracking a 5.0% gain year over year, read off the FHFA index.
Where does the Escambia County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 10 Escambia County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Escambia County ZIP codes?
One county number flattens a wide range. Across the Escambia County ZIPs DLRadar ranks, scores run from 35/100 in 36562 down to 16/100 in 36401, against a Escambia County average of 29/100. That 19-point gap is why acquisition targeting in Escambia County works at ZIP level rather than county level.
What do Escambia County home values and vacancy say about distressed supply?
The typical Escambia County home carries about $128,475 of value against a median household income near $45,893. Vacancy across Escambia County's tracked ZIPs runs 31.9% and the poverty rate is 18.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Escambia County's foreclosure and tax-lien record and its 35/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.