Escambia County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Escambia County, AL distress report, 2026: 10 ZIPs scored in Escambia, AL, Escambia, AL average 28/100; the top Escambia, AL ZIP is 36562 at 36/100; Escambia, AL market phase expansion, Escambia, AL prices +5.0% year over year.
- Escambia, AL ranks #164 nationally (opportunity index); Escambia, AL #7 in Alabama; Escambia, AL index 36.2.
- Escambia, AL: no CFPB county sample; Escambia, AL non-metro area reading 1.6%.
- Escambia, AL ZIP phases: 10 expansion.
- Escambia, AL residential listings tracked: 24 across 5 ZIPs; Escambia, AL candidate listings 14.
- Escambia, AL HUD assisted properties: 5 with 188 units.
- Escambia, AL lenders on watch: 7; largest Escambia, AL footprint United Bank (3 branches).
- Escambia, AL most distressed ZIP: 36562 at 36/100.
Escambia, AL figures: DLRadar distress index; Escambia, AL inputs: CFPB, FHFA, HUD, FDIC; Escambia, AL rebuilt as sources refresh.
| Rank | Escambia, AL ZIP | Score |
|---|---|---|
| 1 | 36562 | 36/100 |
| 2 | 36441 | 32/100 |
| 3 | 36502 | 32/100 |
| 4 | 36503 | 32/100 |
| 5 | 36543 | 32/100 |
| 6 | 36426 | 31/100 |
| 7 | 36483 | 26/100 |
| 8 | 36420 | 24/100 |
| 9 | 36401 | 17/100 |
| 10 | 36432 | 17/100 |
Most distressed Escambia, AL ZIPs (0-100, 2026)
Mortgage delinquency around Escambia, AL
No CFPB county sample covers Escambia, AL; the non-metro area reading for Escambia, AL: 1.6% ninety-plus; Escambia, AL area thirty-to-eighty-nine 4.7% (December 2025, Escambia, AL); Alabama overall 1.1%.
Opportunity index: Escambia, AL
Escambia, AL index 36.2, Escambia, AL phase peak_opportunity; Escambia, AL primary driver vacancy, Escambia, AL second driver bank institutional. Escambia, AL components: property stress 28.2, foreclosure pressure 27.3, listing discounts 42.4, bank stress 56.6, insurance 0.0; Escambia, AL pulse 39.4; Escambia, AL capital opportunity 31.3.
ZIP market phases inside Escambia, AL
10 Escambia, AL ZIPs carry a price-cycle phase; Escambia, AL ZIPs by phase (Escambia, AL), deepest drawdown first: expansion, +5.0% YoY (Escambia, AL): 36401, 36420, 36426, 36432, Escambia, AL 36441, 36483, 36503, 36543; expansion, +5.2% YoY (Escambia, AL): 36502; expansion, +6.2% YoY (Escambia, AL): 36562.
Residential listings by Escambia, AL ZIP
Escambia, AL ZIPs with the most tracked Escambia, AL residential listings: 36502 14 listings, 6 candidates, bank pressure 61; 36426 7 listings, 5 candidates, bank pressure 60; 36441 3 listings, 3 candidates, bank pressure 60; 36503 0 listings, 0 candidates, bank pressure 60 (Escambia, AL); 36543 0 listings, 0 candidates, bank pressure 60. Escambia, AL totals: 24 listings; Escambia, AL candidates 14; active ZIPs 0.
HUD assisted housing in Escambia, AL
5 assisted properties with 188 units sit in Escambia, AL; largest Escambia, AL properties: Sizemore Creek Commons (Atmore) 80 units; Atmore Senior Housing, Inc. (Atmore) 40 units, 40 assisted; Crepe Myrtle Village (Brewton) 38 units, 37 assisted in Escambia, AL; Pineview Apartments (East Brewton) 20 units, 20 assisted; Brewton Group Home (Brewton) 10 units, 9 assisted.
Lenders with branches in Escambia, AL
Escambia, AL lenders by branch count: United Bank (Escambia, AL): stress 47, 3 branches low in Escambia, AL; First National Bank&Trust (Escambia, AL): stress 88, 2 branches low in Escambia, AL; Regions Bank (Escambia, AL): stress 57, 2 branches low in Escambia, AL; Bank Of Brewton (Escambia, AL): stress 37, 2 branches low in Escambia, AL; 22nd State Banking Co (Escambia, AL): stress 75, 1 branch low in Escambia, AL; Amerifirst Bank (Escambia, AL): stress 68, 1 branch low in Escambia, AL; First Progressive Bank (Escambia, AL): stress 50, 1 branch low in Escambia, AL.
Vacancy and permits, Escambia, AL
4,008 of 16,816 Escambia, AL housing units are vacant; Escambia, AL permits, twelve months: 0 multifamily units in Escambia, AL, 10 one-to-four unit units.
Work Escambia, AL at the parcel level
Every Escambia, AL parcel carries owner and address; every Escambia, AL parcel carries APN; Escambia, AL distress scores sit on the Escambia, AL live board.
Escambia, AL figures refresh with each source.
Escambia, AL questions
Most distressed ZIP code in Escambia County, AL?
ZIP 36562 leads Escambia, AL at 36/100; next in Escambia, AL: 36441 at 32/100; the Escambia, AL average is 28/100.
Where does Escambia County, AL rank for investment opportunity?
Escambia, AL is #164 among all ranked counties, #7 in Alabama; the Escambia, AL driver is vacancy; Escambia, AL moved up 211 places.
How many mortgages are delinquent in Escambia County, AL?
Escambia, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Escambia, AL.
Which banks lend in Escambia County, AL?
7 watched lenders hold Escambia, AL branches; the largest Escambia, AL footprints are United Bank (3), First National Bank&Trust (2), Regions Bank (2).
More on Escambia, AL
Escambia County, AL distress report: public-record figures for Escambia, AL; not legal advice for Escambia, AL; not tax or investment advice; verify every Escambia, AL record before acting.