Franklin County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, FL distress report, 2026: 8 ZIPs scored in Franklin, FL, Franklin, FL average 26/100; the top Franklin, FL ZIP is 32456 at 32/100; Franklin, FL market phase peak, Franklin, FL prices +3.8% year over year.
- Franklin, FL ranks #263 nationally (opportunity index); Franklin, FL #31 in Florida; Franklin, FL index 35.1.
- Franklin, FL: no CFPB county sample; Franklin, FL non-metro area reading 1.2%.
- Franklin, FL ZIP phases: 6 peak, 1 neutral, 1 expansion.
- Franklin, FL residential listings tracked: 9 across 4 ZIPs; Franklin, FL candidate listings 3.
- Franklin, FL most distressed ZIP: 32456 at 32/100.
Franklin, FL figures: DLRadar distress index; Franklin, FL inputs: CFPB, FHFA, HUD, FDIC; Franklin, FL rebuilt as sources refresh.
| Rank | Franklin, FL ZIP | Score |
|---|---|---|
| 1 | 32456 | 32/100 |
| 2 | 32346 | 31/100 |
| 3 | 32358 | 31/100 |
| 4 | 32320 | 26/100 |
| 5 | 32322 | 26/100 |
| 6 | 32323 | 26/100 |
| 7 | 32328 | 26/100 |
| 8 | 32321 | 12/100 |
Most distressed Franklin, FL ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, FL
No CFPB county sample covers Franklin, FL; the non-metro area reading for Franklin, FL: 1.2% ninety-plus; Franklin, FL area thirty-to-eighty-nine 3.4% (December 2025, Franklin, FL); Florida overall 1.2%.
Opportunity index: Franklin, FL
Franklin, FL index 35.1, Franklin, FL phase peak_opportunity; Franklin, FL primary driver vacancy, Franklin, FL second driver bank institutional. Franklin, FL components: property stress 34.0, foreclosure pressure 35.1, listing discounts 29.0, bank stress 48.2, insurance 0.0; Franklin, FL pulse 39.3; Franklin, FL capital opportunity 28.8.
ZIP market phases inside Franklin, FL
8 Franklin, FL ZIPs carry a price-cycle phase; Franklin, FL ZIPs by phase (Franklin, FL), deepest drawdown first: peak, +3.8% YoY, 0.1% off peak (Franklin, FL): 32456; peak, +3.8% YoY (Franklin, FL): 32320, 32321, 32322, 32323, Franklin, FL 32328; neutral, +4.8% YoY (Franklin, FL): 32346; expansion, +5.5% YoY (Franklin, FL): 32358.
Residential listings by Franklin, FL ZIP
Franklin, FL ZIPs with the most tracked Franklin, FL residential listings: 32328 6 listings, 3 candidates, bank pressure 47; 32322 3 listings, 0 candidates, bank pressure 47; 32320 0 listings, 0 candidates, bank pressure 47; 32323 0 listings, 0 candidates, bank pressure 47 (Franklin, FL). Franklin, FL totals: 9 listings; Franklin, FL candidates 3; active ZIPs 1.
Vacancy and permits, Franklin, FL
3,613 of 8,562 Franklin, FL housing units are vacant; Franklin, FL permits, twelve months: 0 multifamily units in Franklin, FL, 133 one-to-four unit units.
Work Franklin, FL at the parcel level
Every Franklin, FL parcel carries owner and address; every Franklin, FL parcel carries APN; Franklin, FL distress scores sit on the Franklin, FL live board; Franklin, FL lead lists by signal.
Franklin, FL figures refresh with each source.
Franklin, FL questions
Most distressed ZIP code in Franklin County, FL?
ZIP 32456 leads Franklin, FL at 32/100; next in Franklin, FL: 32346 at 31/100; the Franklin, FL average is 26/100.
Where does Franklin County, FL rank for investment opportunity?
Franklin, FL is #263 among all ranked counties, #31 in Florida; the Franklin, FL driver is vacancy; Franklin, FL moved up 86 places.
How many mortgages are delinquent in Franklin County, FL?
Franklin, FL takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Franklin, FL.
More on Franklin, FL
Franklin County, FL distress report: public-record figures for Franklin, FL; not legal advice for Franklin, FL; not tax or investment advice; verify every Franklin, FL record before acting.