Frio County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Frio County, TX distress report, 2026: 5 ZIPs scored in Frio, TX, Frio, TX average 19/100; the top Frio, TX ZIP is 78016 at 25/100; Frio, TX market phase peak, Frio, TX prices +2.0% year over year.
- Frio, TX ranks #1,848 nationally (opportunity index); Frio, TX #166 in Texas; Frio, TX index 28.2.
- Frio, TX: no CFPB county sample; Frio, TX non-metro area reading 1.4%.
- Frio, TX ZIP phases: 4 peak, 1 contraction.
- Frio, TX residential listings tracked: 1 across 4 ZIPs; Frio, TX candidate listings 0.
- Frio, TX HUD assisted properties: 1 with 63 units.
- Frio, TX lenders on watch: 3; largest Frio, TX footprint Security State Bank (2 branches).
- Frio, TX most distressed ZIP: 78016 at 25/100.
Frio, TX figures: DLRadar distress index; Frio, TX inputs: CFPB, FHFA, HUD, FDIC; Frio, TX rebuilt as sources refresh.
| Rank | Frio, TX ZIP | Score |
|---|---|---|
| 1 | 78016 | 25/100 |
| 2 | 78005 | 20/100 |
| 3 | 78057 | 18/100 |
| 4 | 78017 | 15/100 |
| 5 | 78061 | 15/100 |
Most distressed Frio, TX ZIPs (0-100, 2026)
Mortgage delinquency around Frio, TX
No CFPB county sample covers Frio, TX; the non-metro area reading for Frio, TX: 1.4% ninety-plus; Frio, TX area thirty-to-eighty-nine 3.5% (December 2025, Frio, TX); Texas overall 1.2%.
Opportunity index: Frio, TX
Frio, TX index 28.2, Frio, TX phase early_signal; Frio, TX primary driver vacancy, Frio, TX second driver bank institutional. Frio, TX components: property stress 18.3, foreclosure pressure 18.6, listing discounts 27.0, bank stress 59.3, insurance 0.0; Frio, TX pulse 32.0; Frio, TX capital opportunity 22.6; Frio, TX seven-day change +0.4%.
ZIP market phases inside Frio, TX
5 Frio, TX ZIPs carry a price-cycle phase; Frio, TX ZIPs by phase (Frio, TX), deepest drawdown first: contraction, -1.1% YoY, 1.9% off peak (Frio, TX): 78016; peak, +1.5% YoY, 0.3% off peak (Frio, TX): 78057; peak, +1.6% YoY, 0.2% off peak (Frio, TX): 78005; peak, +2.0% YoY (Frio, TX): 78017, 78061.
Residential listings by Frio, TX ZIP
Frio, TX ZIPs with the most tracked Frio, TX residential listings: 78061 1 listings, 0 candidates, bank pressure 58; 78005 0 listings, 0 candidates, bank pressure 64; 78017 0 listings, 0 candidates, bank pressure 58; 78057 0 listings, 0 candidates, bank pressure 58 (Frio, TX). Frio, TX totals: 1 listings; Frio, TX candidates 0; active ZIPs 1.
HUD assisted housing in Frio, TX
1 assisted properties with 63 units sit in Frio, TX; largest Frio, TX properties: Frio Apartments (Pearsall) 63 units, 63 assisted.
Lenders with branches in Frio, TX
Frio, TX lenders by branch count: Security State Bank (Frio, TX): stress 65, 2 branches low in Frio, TX; First Commercial Bank Na (Frio, TX): stress 63, 1 branch low in Frio, TX; First State Bank (Frio, TX): stress 46, 1 branch low in Frio, TX.
Vacancy and permits, Frio, TX
956 of 6,393 Frio, TX housing units are vacant; Frio, TX permits, twelve months: 0 multifamily units in Frio, TX, 11 one-to-four unit units.
Work Frio, TX at the parcel level
Every Frio, TX parcel carries owner and address; every Frio, TX parcel carries APN; Frio, TX distress scores sit on the Frio, TX live board.
Frio, TX figures refresh with each source.
Frio, TX questions
Most distressed ZIP code in Frio County, TX?
ZIP 78016 leads Frio, TX at 25/100; next in Frio, TX: 78005 at 20/100; the Frio, TX average is 19/100.
Where does Frio County, TX rank for investment opportunity?
Frio, TX is #1,848 among all ranked counties, #166 in Texas; the Frio, TX driver is vacancy; Frio, TX moved down 83 places.
How many mortgages are delinquent in Frio County, TX?
Frio, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Frio, TX.
Which banks lend in Frio County, TX?
3 watched lenders hold Frio, TX branches; the largest Frio, TX footprints are Security State Bank (2), First Commercial Bank Na (1), First State Bank (1).
More on Frio, TX
Frio County, TX distress report: public-record figures for Frio, TX; not legal advice for Frio, TX; not tax or investment advice; verify every Frio, TX record before acting.