Frio County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Frio County, Texas? DLRadar grades every Frio County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Frio County breakdown.
- Frio County's most distressed ZIP is 78016 at 26/100.
- 5 ZIP codes tracked in Frio County, averaging 18/100 distress.
- Frio County reads peak — home values up 2.0% year over year.
- Vacancy runs 23.7% across Frio County's tracked ZIPs, with a 12.4% poverty rate.
- The typical Frio County home is worth about $165,700 against a ~$53,856 median income.
- Lending headwind in Frio County sits at 34/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 78016 | 26/100 |
| 2 | 78057 | 19/100 |
| 3 | 78005 | 18/100 |
| 4 | 78061 | 14/100 |
| 5 | 78017 | 13/100 |
Most distressed ZIP codes in Frio County (composite distress 0-100, 2026)
What is driving Frio County distress
Frio County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 18/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Frio County market phase and pricing
The cycle in Frio County is peak, with values up 2.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Frio County
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Questions and answers
What is the most distressed ZIP code in Frio County, TX?
ZIP 78016 leads Frio County at 26/100, recomputed monthly from public records.
Is Frio County expanding or contracting?
Frio County currently sits in peak, with values up 2.0% year on year, based on FHFA price-index trajectory.
How is the Frio County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 5 Frio County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Frio County ZIP codes?
A single county score papers over real variation. Across the Frio County ZIPs DLRadar ranks, scores run from 26/100 in 78016 down to 13/100 in 78017, against a Frio County average of 18/100. Because the gap runs to 13 points, Frio County rewards ZIP-level precision.
What do Frio County home values and vacancy say about distressed supply?
The typical Frio County home carries about $165,700 of value against a median household income near $53,856. Vacancy across Frio County's tracked ZIPs runs 23.7% and the poverty rate is 12.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Frio County's foreclosure and tax-lien filings and its 34/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.