Gadsden County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Gadsden County, FL distress report, 2026: 7 ZIPs scored in Gadsden, FL, Gadsden, FL average 27/100; the top Gadsden, FL ZIP is 32324 at 27/100; Gadsden, FL market phase expansion, Gadsden, FL prices +5.8% year over year.
- Gadsden, FL ranks #748 nationally (opportunity index); Gadsden, FL #59 in Florida; Gadsden, FL index 32.2.
- Gadsden, FL: no CFPB county sample; Gadsden, FL metro area reading 1.1%.
- Gadsden, FL ZIP phases: 7 expansion.
- Gadsden, FL residential listings tracked: 27 across 7 ZIPs; Gadsden, FL candidate listings 16.
- Gadsden, FL HUD assisted properties: 1 with 88 units.
- Gadsden, FL lenders on watch: 1; largest Gadsden, FL footprint Capital City Bank (2 branches).
- Gadsden, FL most distressed ZIP: 32324 at 27/100.
Gadsden, FL figures: DLRadar distress index; Gadsden, FL inputs: CFPB, FHFA, HUD, FDIC; Gadsden, FL rebuilt as sources refresh.
| Rank | Gadsden, FL ZIP | Score |
|---|---|---|
| 1 | 32324 | 27/100 |
| 2 | 32330 | 27/100 |
| 3 | 32332 | 27/100 |
| 4 | 32333 | 27/100 |
| 5 | 32343 | 27/100 |
| 6 | 32351 | 27/100 |
| 7 | 32352 | 27/100 |
Most distressed Gadsden, FL ZIPs (0-100, 2026)
Mortgage delinquency around Gadsden, FL
No CFPB county sample covers Gadsden, FL; the metro area reading for Gadsden, FL (Tallahassee, FL): 1.1% ninety-plus; Gadsden, FL area thirty-to-eighty-nine 2.2% (December 2025, Gadsden, FL); Florida overall 1.2%.
Opportunity index: Gadsden, FL
Gadsden, FL index 32.2, Gadsden, FL phase watchlist; Gadsden, FL primary driver vacancy, Gadsden, FL second driver bank institutional. Gadsden, FL components: property stress 31.0, foreclosure pressure 27.6, listing discounts 35.7, bank stress 37.8, insurance 0.0; Gadsden, FL pulse 31.7; Gadsden, FL capital opportunity 32.9; Gadsden, FL seven-day change +0.9%.
ZIP market phases inside Gadsden, FL
7 Gadsden, FL ZIPs carry a price-cycle phase; Gadsden, FL ZIPs by phase (Gadsden, FL), deepest drawdown first: expansion, +5.8% YoY (Gadsden, FL): 32324, 32330, 32332, 32333, Gadsden, FL 32343, 32351, 32352.
Residential listings by Gadsden, FL ZIP
Gadsden, FL ZIPs with the most tracked Gadsden, FL residential listings: 32351 12 listings, 7 candidates, bank pressure 38; 32333 6 listings, 5 candidates, bank pressure 38; 32343 6 listings, 3 candidates, bank pressure 38; 32324 3 listings, 1 candidates, bank pressure 38 (Gadsden, FL); 32330 0 listings, 0 candidates, bank pressure 38; 32332 0 listings, 0 candidates, bank pressure 38; 32352 0 listings, 0 candidates, bank pressure 38. Gadsden, FL totals: 27 listings; Gadsden, FL candidates 16; active ZIPs 0.
HUD assisted housing in Gadsden, FL
1 assisted properties with 88 units sit in Gadsden, FL; largest Gadsden, FL properties: Flint Garden Apartments (Chattahoochee) 88 units, 88 assisted.
Lenders with branches in Gadsden, FL
Gadsden, FL lenders by branch count: Capital City Bank (Gadsden, FL): stress 54, 2 branches low in Gadsden, FL.
Vacancy and permits, Gadsden, FL
2,272 of 19,144 Gadsden, FL housing units are vacant; Gadsden, FL permits, twelve months: 99 multifamily units in Gadsden, FL, 60 one-to-four unit units.
Work Gadsden, FL at the parcel level
Every Gadsden, FL parcel carries owner and address; every Gadsden, FL parcel carries APN; Gadsden, FL distress scores sit on the Gadsden, FL live board; Gadsden, FL lead lists by signal.
Gadsden, FL figures refresh with each source.
Gadsden, FL questions
Most distressed ZIP code in Gadsden County, FL?
ZIP 32324 leads Gadsden, FL at 27/100; next in Gadsden, FL: 32330 at 27/100; the Gadsden, FL average is 27/100.
Where does Gadsden County, FL rank for investment opportunity?
Gadsden, FL is #748 among all ranked counties, #59 in Florida; the Gadsden, FL driver is vacancy; Gadsden, FL moved up 1,373 places.
How many mortgages are delinquent in Gadsden County, FL?
Gadsden, FL takes the metro area reading of 1.1% for December 2025; no CFPB county sample covers Gadsden, FL.
Which banks lend in Gadsden County, FL?
1 watched lenders hold Gadsden, FL branches; the largest Gadsden, FL footprints are Capital City Bank (2).
More on Gadsden, FL
Gadsden County, FL distress report: public-record figures for Gadsden, FL; not legal advice for Gadsden, FL; not tax or investment advice; verify every Gadsden, FL record before acting.