Gaines County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gaines County, Texas? DLRadar grades every Gaines County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 13/100. Here is the 2026 Gaines County breakdown.
- Gaines County's most distressed ZIP is 79342 at 13/100.
- 5 ZIP codes tracked in Gaines County, averaging 12/100 distress.
- Gaines County reads peak — home values up 2.0% year over year.
- Vacancy runs 10.2% across Gaines County's tracked ZIPs, with a 11.7% poverty rate.
- The typical Gaines County home is worth about $144,660 against a ~$73,340 median income.
- Lending headwind in Gaines County sits at 3/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 79342 | 13/100 |
| 2 | 79360 | 13/100 |
| 3 | 79323 | 12/100 |
| 4 | 79359 | 12/100 |
| 5 | 79331 | 9/100 |
Most distressed ZIP codes in Gaines County (composite distress 0-100, 2026)
What is driving Gaines County distress
DLRadar builds Gaines County's distress picture only from records anyone can pull; its ZIPs average 12/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Gaines County market phase and pricing
Gaines County currently sits in peak after a 2.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Gaines County
Gaines County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
Card-free · live data across the whole platform for a week.
Questions and answers
Which part of Gaines County, TX scores highest for distress?
ZIP 79342 leads Gaines County at 13/100, recomputed monthly from public records.
Which phase does Gaines County sit in right now?
FHFA price-index movement places Gaines County in peak; prices are up 2.0% over twelve months.
What is this Gaines County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 5 Gaines County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Gaines County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Gaines County ZIPs DLRadar ranks, scores run from 13/100 in 79342 down to 9/100 in 79331, against a Gaines County average of 12/100. A spread of 4 points means Gaines County has to be worked ZIP by ZIP.
What do Gaines County home values and vacancy say about distressed supply?
The typical Gaines County home carries about $144,660 of value against a median household income near $73,340. Vacancy across Gaines County's tracked ZIPs runs 10.2% and the poverty rate is 11.7%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Gaines County's foreclosure and tax-lien filings and its 3/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.