Gates County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Gates County, NC distress report, 2026: 7 ZIPs scored in Gates, NC, Gates, NC average 15/100; the top Gates, NC ZIP is 27926 at 15/100; Gates, NC market phase peak, Gates, NC prices +3.4% year over year.
- Gates, NC ranks #2,083 nationally (opportunity index); Gates, NC #88 in North Carolina; Gates, NC index 27.4.
- Gates, NC: no CFPB county sample; Gates, NC metro area reading 1.1%.
- Gates, NC ZIP phases: 7 peak.
- Gates, NC residential listings tracked: 8 across 7 ZIPs; Gates, NC candidate listings 2.
- Gates, NC lenders on watch: 1; largest Gates, NC footprint Southern Bank&Trust Co (1 branch).
- Gates, NC most distressed ZIP: 27926 at 15/100.
Gates, NC figures: DLRadar distress index; Gates, NC inputs: CFPB, FHFA, HUD, FDIC; Gates, NC rebuilt as sources refresh.
| Rank | Gates, NC ZIP | Score |
|---|---|---|
| 1 | 27926 | 15/100 |
| 2 | 27935 | 15/100 |
| 3 | 27937 | 15/100 |
| 4 | 27938 | 15/100 |
| 5 | 27946 | 15/100 |
| 6 | 27969 | 15/100 |
| 7 | 27979 | 15/100 |
Most distressed Gates, NC ZIPs (0-100, 2026)
Mortgage delinquency around Gates, NC
No CFPB county sample covers Gates, NC; the metro area reading for Gates, NC (Virginia Beach-Chesapeake-Norfolk, VA-NC): 1.1% ninety-plus; Gates, NC area thirty-to-eighty-nine 2.3% (December 2025, Gates, NC); North Carolina overall 0.9%.
Opportunity index: Gates, NC
Gates, NC index 27.4, Gates, NC phase weak; Gates, NC primary driver vacancy, Gates, NC second driver construction. Gates, NC components: property stress 19.9, foreclosure pressure 19.5, listing discounts 18.3, bank stress 41.5, insurance 0.0; Gates, NC pulse 30.4; Gates, NC capital opportunity 23.0; Gates, NC seven-day change -0.8%.
ZIP market phases inside Gates, NC
7 Gates, NC ZIPs carry a price-cycle phase; Gates, NC ZIPs by phase (Gates, NC), deepest drawdown first: peak, +3.4% YoY (Gates, NC): 27926, 27935, 27937, 27938, Gates, NC 27969, 27979; peak, +3.3% YoY (Gates, NC): 27946.
Residential listings by Gates, NC ZIP
Gates, NC ZIPs with the most tracked Gates, NC residential listings: 27979 3 listings, 1 candidates, bank pressure 69; 27937 2 listings, 0 candidates, bank pressure 69; 27938 2 listings, 0 candidates, bank pressure 69; 27946 1 listings, 1 candidates, bank pressure 63 (Gates, NC); 27926 0 listings, 0 candidates, bank pressure 69; 27935 0 listings, 0 candidates, bank pressure 69; 27969 0 listings, 0 candidates, bank pressure 69. Gates, NC totals: 8 listings; Gates, NC candidates 2; active ZIPs 0.
Lenders with branches in Gates, NC
Gates, NC lenders by branch count: Southern Bank&Trust Co (Gates, NC): stress 69, 1 branch low in Gates, NC.
Vacancy and permits, Gates, NC
635 of 4,827 Gates, NC housing units are vacant; Gates, NC permits, twelve months: 0 multifamily units in Gates, NC, 12 one-to-four unit units.
Work Gates, NC at the parcel level
Every Gates, NC parcel carries owner and address; every Gates, NC parcel carries APN; Gates, NC distress scores sit on the Gates, NC live board.
Gates, NC figures refresh with each source.
Gates, NC questions
Most distressed ZIP code in Gates County, NC?
ZIP 27926 leads Gates, NC at 15/100; next in Gates, NC: 27935 at 15/100; the Gates, NC average is 15/100.
Where does Gates County, NC rank for investment opportunity?
Gates, NC is #2,083 among all ranked counties, #88 in North Carolina; the Gates, NC driver is vacancy; Gates, NC moved up 64 places.
How many mortgages are delinquent in Gates County, NC?
Gates, NC takes the metro area reading of 1.1% for December 2025; no CFPB county sample covers Gates, NC.
Which banks lend in Gates County, NC?
1 watched lenders hold Gates, NC branches; the largest Gates, NC footprints are Southern Bank&Trust Co (1).
More on Gates, NC
Gates County, NC distress report: public-record figures for Gates, NC; not legal advice for Gates, NC; not tax or investment advice; verify every Gates, NC record before acting.