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Gates County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Gates County, North Carolina? DLRadar grades every Gates County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Gates County breakdown.

  • Gates County's most distressed ZIP is 27926 at 16/100.
  • 7 ZIP codes tracked in Gates County, averaging 16/100 distress.
  • Gates County reads peak — home values up 3.4% year over year.
  • Vacancy runs 12.3% across Gates County's tracked ZIPs, with a 9.7% poverty rate.
  • The typical Gates County home is worth about $206,686 against a ~$63,616 median income.
  • Lending headwind in Gates County sits at 78/100 — a forward read on distressed supply.

Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
12792616/100
22793516/100
32793716/100
42793816/100
52794616/100
62796916/100
72797916/100

Most distressed ZIP codes in Gates County (composite distress 0-100, 2026)

What is driving Gates County distress

DLRadar builds Gates County's distress picture only from records anyone can pull; its ZIPs average 16/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.

Gates County market phase and pricing

Phase for Gates County: peak (+3.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Gates County

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Common questions

Which ZIP code leads Gates County on distress?

ZIP 27926 leads Gates County at 16/100, recomputed monthly from public records.

How would you describe the Gates County market phase?

Gates County is classified peak with a 3.4% year-over-year increase, following the FHFA House Price Index.

How is the Gates County data sourced?

Gates County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 7 ZIPs are comparable to anywhere else.

How much do distress scores vary between Gates County ZIP codes?

A single county score papers over real variation. Across the Gates County ZIPs DLRadar ranks, scores run from 16/100 in 27926 down to 16/100 in 27979, against a Gates County average of 16/100. That 0-point gap is why acquisition targeting in Gates County works at ZIP level rather than county level.

What do Gates County home values and vacancy say about distressed supply?

The typical Gates County home carries about $206,686 of value against a median household income near $63,616. Vacancy across Gates County's tracked ZIPs runs 12.3% and the poverty rate is 9.7%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Gates County's foreclosure and lien data and its 78/100 lending headwind.

Related

Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.

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