Irwin County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Irwin County, GA distress report, 2026: 7 ZIPs scored in Irwin, GA, Irwin, GA average 21/100; the top Irwin, GA ZIP is 31733 at 24/100; Irwin, GA market phase peak, Irwin, GA prices +2.5% year over year.
- Irwin, GA ranks #533 nationally (opportunity index); Irwin, GA #35 in Georgia; Irwin, GA index 33.3.
- Irwin, GA: no CFPB county sample; Irwin, GA non-metro area reading 1.3%.
- Irwin, GA ZIP phases: 7 peak.
- Irwin, GA residential listings tracked: 0 across 3 ZIPs; Irwin, GA candidate listings 0.
- Irwin, GA HUD assisted properties: 2 with 15 units.
- Irwin, GA lenders on watch: 3; largest Irwin, GA footprint Planters First Bank (1 branch).
- Irwin, GA most distressed ZIP: 31733 at 24/100.
Irwin, GA figures: DLRadar distress index; Irwin, GA inputs: CFPB, FHFA, HUD, FDIC; Irwin, GA rebuilt as sources refresh.
| Rank | Irwin, GA ZIP | Score |
|---|---|---|
| 1 | 31733 | 24/100 |
| 2 | 31749 | 23/100 |
| 3 | 31798 | 22/100 |
| 4 | 31774 | 21/100 |
| 5 | 31783 | 19/100 |
| 6 | 31790 | 19/100 |
| 7 | 31750 | 16/100 |
Most distressed Irwin, GA ZIPs (0-100, 2026)
Mortgage delinquency around Irwin, GA
No CFPB county sample covers Irwin, GA; the non-metro area reading for Irwin, GA: 1.3% ninety-plus; Irwin, GA area thirty-to-eighty-nine 3.0% (December 2025, Irwin, GA); Georgia overall 1.3%.
Opportunity index: Irwin, GA
Irwin, GA index 33.3, Irwin, GA phase peak_opportunity; Irwin, GA primary driver construction, Irwin, GA second driver vacancy. Irwin, GA components: property stress 24.3, foreclosure pressure 24.6, listing discounts 36.0, bank stress 53.5, insurance 0.0; Irwin, GA pulse 36.5; Irwin, GA capital opportunity 28.6; Irwin, GA seven-day change +0.3%.
ZIP market phases inside Irwin, GA
7 Irwin, GA ZIPs carry a price-cycle phase; Irwin, GA ZIPs by phase (Irwin, GA), deepest drawdown first: peak, +1.3% YoY, 0.0% off peak (Irwin, GA): 31790; peak, +1.6% YoY, 0.0% off peak (Irwin, GA): 31750, 31783; peak, +1.9% YoY, 0.0% off peak (Irwin, GA): 31798; peak, +2.0% YoY, 0.0% off peak (Irwin, GA): 31733; peak, +2.4% YoY, 0.0% off peak (Irwin, GA): 31749; peak, +2.5% YoY (Irwin, GA): 31774.
Residential listings by Irwin, GA ZIP
Irwin, GA ZIPs with the most tracked Irwin, GA residential listings: 31733 0 listings, 0 candidates, bank pressure 55; 31774 0 listings, 0 candidates, bank pressure 54; 31798 0 listings, 0 candidates, bank pressure 54. Irwin, GA totals: 0 listings; Irwin, GA candidates 0; active ZIPs 0.
HUD assisted housing in Irwin, GA
2 assisted properties with 15 units sit in Irwin, GA; largest Irwin, GA properties: Irwin County Resources (Ocilla) 11 units, 10 assisted; Camelot Court (Ocilla) 4 units, 4 assisted.
Lenders with branches in Irwin, GA
Irwin, GA lenders by branch count: Planters First Bank (Irwin, GA): stress 61, 1 branch low in Irwin, GA; Community Banking Co (Irwin, GA): stress 51, 1 branch low in Irwin, GA; Ameris Bank (Irwin, GA): stress 51, 1 branch low in Irwin, GA.
Vacancy and permits, Irwin, GA
634 of 4,223 Irwin, GA housing units are vacant; Irwin, GA permits, twelve months: 0 multifamily units in Irwin, GA, 20 one-to-four unit units.
Work Irwin, GA at the parcel level
Every Irwin, GA parcel carries owner and address; every Irwin, GA parcel carries APN; Irwin, GA distress scores sit on the Irwin, GA live board.
Irwin, GA figures refresh with each source.
Irwin, GA questions
Most distressed ZIP code in Irwin County, GA?
ZIP 31733 leads Irwin, GA at 24/100; next in Irwin, GA: 31749 at 23/100; the Irwin, GA average is 21/100.
Where does Irwin County, GA rank for investment opportunity?
Irwin, GA is #533 among all ranked counties, #35 in Georgia; the Irwin, GA driver is construction; Irwin, GA moved up 292 places.
How many mortgages are delinquent in Irwin County, GA?
Irwin, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Irwin, GA.
Which banks lend in Irwin County, GA?
3 watched lenders hold Irwin, GA branches; the largest Irwin, GA footprints are Planters First Bank (1), Community Banking Co (1), Ameris Bank (1).
More on Irwin, GA
Irwin County, GA distress report: public-record figures for Irwin, GA; not legal advice for Irwin, GA; not tax or investment advice; verify every Irwin, GA record before acting.