Johnston County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Johnston County, NC distress report, 2026: 22 ZIPs scored in Johnston, NC, Johnston, NC average 32/100; the top Johnston, NC ZIP is 27557 at 33/100; Johnston, NC market phase peak, Johnston, NC prices +0.7% year over year.
- Johnston, NC ranks #1,626 nationally (opportunity index); Johnston, NC #68 in North Carolina; Johnston, NC index 29.0.
- Johnston, NC ninety-day mortgage delinquency 1.1% in December 2025; Johnston, NC twelve-month change 0.0%.
- Johnston, NC ZIP phases: 21 peak, 1 contraction.
- Johnston, NC residential listings tracked: 49 across 11 ZIPs; Johnston, NC candidate listings 9.
- Johnston, NC HUD assisted properties: 12 with 1,246 units.
- Johnston, NC lenders on watch: 6; largest Johnston, NC footprint Ks Bank Inc (6 branches).
- Johnston, NC most distressed ZIP: 27557 at 33/100.
Johnston, NC figures: DLRadar distress index; Johnston, NC inputs: CFPB, FHFA, HUD, FDIC; Johnston, NC rebuilt as sources refresh.
| Rank | Johnston, NC ZIP | Score |
|---|---|---|
| 1 | 27557 | 33/100 |
| 2 | 27603 | 33/100 |
| 3 | 27610 | 33/100 |
| 4 | 27504 | 32/100 |
| 5 | 27520 | 32/100 |
| 6 | 27524 | 32/100 |
| 7 | 27527 | 32/100 |
| 8 | 27529 | 32/100 |
| 9 | 27542 | 32/100 |
| 10 | 27555 | 32/100 |
| 11 | 27568 | 32/100 |
| 12 | 27569 | 32/100 |
Most distressed Johnston, NC ZIPs (0-100, 2026)
Mortgage delinquency in Johnston, NC
1.1% of Johnston, NC mortgages were ninety-plus days late (Johnston, NC, December 2025); Johnston, NC thirty-to-eighty-nine days late: 2.8%; Johnston, NC twelve-month change 0.0%; Johnston, NC peak since 2008: 4.8% (May 2010); North Carolina overall 0.9%. Johnston, NC ninety-day series: Dec 24 1.1, Jan 25 1.1, Feb 25 1.0 (Johnston, NC), Mar 25 1.0, Apr 25 0.8, May 25 0.9 (Johnston, NC), Jun 25 1.0, Jul 25 1.1, Aug 25 1.1 (Johnston, NC), Sep 25 1.0, Oct 25 0.9, Nov 25 1.0 (Johnston, NC), Dec 25 1.1.
Opportunity index: Johnston, NC
Johnston, NC index 29.0, Johnston, NC phase early_signal; Johnston, NC primary driver bank institutional, Johnston, NC second driver construction. Johnston, NC components: property stress 15.3, foreclosure pressure 14.7, listing discounts 33.9, bank stress 61.2, insurance 0.0; Johnston, NC pulse 32.0; Johnston, NC capital opportunity 24.5; Johnston, NC seven-day change -0.6%.
ZIP market phases inside Johnston, NC
22 Johnston, NC ZIPs carry a price-cycle phase; Johnston, NC ZIPs by phase (Johnston, NC), deepest drawdown first: contraction, -1.1% YoY, 1.8% off peak (Johnston, NC): 27557; peak, +1.4% YoY, 1.8% off peak (Johnston, NC): 27863; peak, +0.9% YoY, 0.5% off peak (Johnston, NC): 27569; peak, +0.5% YoY, 0.4% off peak (Johnston, NC): 27597; peak, +0.8% YoY, 0.3% off peak (Johnston, NC): 27524; peak, +1.1% YoY, 0.3% off peak (Johnston, NC): 27542; peak, +0.7% YoY, 0.2% off peak (Johnston, NC): 27520, 27527, 27529, 27555, Johnston, NC 27568, 27576, 27577, 27591, Johnston, NC 27593, 27603.
Residential listings by Johnston, NC ZIP
Johnston, NC ZIPs with the most tracked Johnston, NC residential listings: 27520 15 listings, 3 candidates, bank pressure 60; 27576 8 listings, 1 candidates, bank pressure 66; 27504 7 listings, 1 candidates, bank pressure 65; 27524 6 listings, 0 candidates, bank pressure 63 (Johnston, NC); 27577 6 listings, 2 candidates, bank pressure 66; 27527 5 listings, 2 candidates, bank pressure 66; 27569 2 listings, 0 candidates, bank pressure 63; 27542 0 listings, 0 candidates, bank pressure 62. Johnston, NC totals: 49 listings; Johnston, NC candidates 9; active ZIPs 7.
HUD assisted housing in Johnston, NC
12 assisted properties with 1,246 units sit in Johnston, NC; largest Johnston, NC properties: Spinning Mill Lofts (Clayton) 255 units; Amelia Station (Clayton) 216 units; Arbors At East Village (Clayton) 192 units in Johnston, NC; Parkside Village (Clayton) 136 units; Benson Green Apartments (Benson) 80 units; Cleveland Green Phase Iii Apartments (Garner) 80 units.
Lenders with branches in Johnston, NC
Johnston, NC lenders by branch count: Ks Bank Inc (Johnston, NC): stress 69, 6 branches low in Johnston, NC; First-Citizens Bank&Trust Co (Johnston, NC): stress 71, 5 branches low in Johnston, NC; Truist Bank (Johnston, NC): stress 62, 5 branches low in Johnston, NC; First Federal Bank (Johnston, NC): stress 95, 2 branches low in Johnston, NC; Southern Bank&Trust Co (Johnston, NC): stress 69, 2 branches low in Johnston, NC; Bank Of America Na (Johnston, NC): stress 71, 1 branch low in Johnston, NC.
Vacancy and permits, Johnston, NC
5,627 of 91,218 Johnston, NC housing units are vacant; Johnston, NC permits, twelve months: 10 multifamily units in Johnston, NC, 2,589 one-to-four unit units.
Work Johnston, NC at the parcel level
Every Johnston, NC parcel carries owner and address; every Johnston, NC parcel carries APN; Johnston, NC distress scores sit on the Johnston, NC live board.
Johnston, NC figures refresh with each source.
Johnston, NC questions
Most distressed ZIP code in Johnston County, NC?
ZIP 27557 leads Johnston, NC at 33/100; next in Johnston, NC: 27603 at 33/100; the Johnston, NC average is 32/100.
Where does Johnston County, NC rank for investment opportunity?
Johnston, NC is #1,626 among all ranked counties, #68 in North Carolina; the Johnston, NC driver is bank institutional; Johnston, NC moved up 139 places.
How many mortgages are delinquent in Johnston County, NC?
1.1% of Johnston, NC mortgages were ninety-plus days late in December 2025; the Johnston, NC peak since 2008 was 4.8%.
Which banks lend in Johnston County, NC?
6 watched lenders hold Johnston, NC branches; the largest Johnston, NC footprints are Ks Bank Inc (6), First-Citizens Bank&Trust Co (5), Truist Bank (5).
More on Johnston, NC
Johnston County, NC distress report: public-record figures for Johnston, NC; not legal advice for Johnston, NC; not tax or investment advice; verify every Johnston, NC record before acting.