Laurens County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Laurens County, GA distress report, 2026: 15 ZIPs scored in Laurens, GA, Laurens, GA average 21/100; the top Laurens, GA ZIP is 31002 at 25/100; Laurens, GA market phase peak, Laurens, GA prices +1.2% year over year.
- Laurens, GA ranks #1,054 nationally (opportunity index); Laurens, GA #75 in Georgia; Laurens, GA index 31.0.
- Laurens, GA: no CFPB county sample; Laurens, GA non-metro area reading 1.3%.
- Laurens, GA ZIP phases: 15 peak.
- Laurens, GA residential listings tracked: 5 across 8 ZIPs; Laurens, GA candidate listings 3.
- Laurens, GA HUD assisted properties: 3 with 25 units.
- Laurens, GA lenders on watch: 8; largest Laurens, GA footprint Bank Of Dudley (4 branches).
- Laurens, GA most distressed ZIP: 31002 at 25/100.
Laurens, GA figures: DLRadar distress index; Laurens, GA inputs: CFPB, FHFA, HUD, FDIC; Laurens, GA rebuilt as sources refresh.
| Rank | Laurens, GA ZIP | Score |
|---|---|---|
| 1 | 31002 | 25/100 |
| 2 | 30454 | 23/100 |
| 3 | 31009 | 23/100 |
| 4 | 31019 | 23/100 |
| 5 | 31021 | 23/100 |
| 6 | 31022 | 23/100 |
| 7 | 31027 | 23/100 |
| 8 | 31075 | 23/100 |
| 9 | 31012 | 22/100 |
| 10 | 31065 | 22/100 |
| 11 | 31011 | 20/100 |
| 12 | 30428 | 18/100 |
Most distressed Laurens, GA ZIPs (0-100, 2026)
Mortgage delinquency around Laurens, GA
No CFPB county sample covers Laurens, GA; the non-metro area reading for Laurens, GA: 1.3% ninety-plus; Laurens, GA area thirty-to-eighty-nine 3.0% (December 2025, Laurens, GA); Georgia overall 1.3%.
Opportunity index: Laurens, GA
Laurens, GA index 31.0, Laurens, GA phase early_signal; Laurens, GA primary driver vacancy, Laurens, GA second driver construction. Laurens, GA components: property stress 24.6, foreclosure pressure 26.6, listing discounts 20.6, bank stress 50.7, insurance 0.0; Laurens, GA pulse 36.4; Laurens, GA capital opportunity 23.0; Laurens, GA seven-day change +0.6%.
ZIP market phases inside Laurens, GA
15 Laurens, GA ZIPs carry a price-cycle phase; Laurens, GA ZIPs by phase (Laurens, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Laurens, GA): 30454, 31009, 31019, 31021, Laurens, GA 31027, 31075; peak, +1.3% YoY, 0.0% off peak (Laurens, GA): 31022, 31096; peak, +1.7% YoY, 0.0% off peak (Laurens, GA): 31065; peak, +1.9% YoY, 0.0% off peak (Laurens, GA): 31002; peak, +2.2% YoY, 0.0% off peak (Laurens, GA): 30428; peak, +2.3% YoY, 0.0% off peak (Laurens, GA): 30411; peak, +2.4% YoY, 0.0% off peak (Laurens, GA): 31037, 31011, 31012.
Residential listings by Laurens, GA ZIP
Laurens, GA ZIPs with the most tracked Laurens, GA residential listings: 31021 4 listings, 2 candidates, bank pressure 50; 31019 1 listings, 1 candidates, bank pressure 50; 30454 0 listings, 0 candidates, bank pressure 50; 31009 0 listings, 0 candidates, bank pressure 50 (Laurens, GA); 31022 0 listings, 0 candidates, bank pressure 50; 31027 0 listings, 0 candidates, bank pressure 50; 31065 0 listings, 0 candidates, bank pressure 52; 31075 0 listings, 0 candidates, bank pressure 50. Laurens, GA totals: 5 listings; Laurens, GA candidates 3; active ZIPs 0.
HUD assisted housing in Laurens, GA
3 assisted properties with 25 units sit in Laurens, GA; largest Laurens, GA properties: Dogwood Terrace (Dublin) 10 units, 10 assisted; Laurens County Resources (Dublin) 10 units, 8 assisted; Martin Court (Dublin) 5 units, 5 assisted in Laurens, GA.
Lenders with branches in Laurens, GA
Laurens, GA lenders by branch count: Bank Of Dudley (Laurens, GA): stress 74, 4 branches low in Laurens, GA; Farmers State Bank (Laurens, GA): stress 37, 3 branches low in Laurens, GA; Banksouth (Laurens, GA): stress 58, 2 branches low in Laurens, GA; Vallant Bank (Laurens, GA): stress 56, 2 branches low in Laurens, GA; Citizens Bank Of Swainsboro (Laurens, GA): stress 47, 2 branches low in Laurens, GA; Sunmark Community Bank (Laurens, GA): stress 23, 2 branches low in Laurens, GA; Georgia First Bank (Laurens, GA): stress 53, 1 branch low in Laurens, GA; Ameris Bank (Laurens, GA): stress 51, 1 branch low in Laurens, GA.
Vacancy and permits, Laurens, GA
3,473 of 22,065 Laurens, GA housing units are vacant; Laurens, GA permits, twelve months: 16 multifamily units in Laurens, GA, 16 one-to-four unit units.
Work Laurens, GA at the parcel level
Every Laurens, GA parcel carries owner and address; every Laurens, GA parcel carries APN; Laurens, GA distress scores sit on the Laurens, GA live board.
Laurens, GA figures refresh with each source.
Laurens, GA questions
Most distressed ZIP code in Laurens County, GA?
ZIP 31002 leads Laurens, GA at 25/100; next in Laurens, GA: 30454 at 23/100; the Laurens, GA average is 21/100.
Where does Laurens County, GA rank for investment opportunity?
Laurens, GA is #1,054 among all ranked counties, #75 in Georgia; the Laurens, GA driver is vacancy; Laurens, GA moved down 130 places.
How many mortgages are delinquent in Laurens County, GA?
Laurens, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Laurens, GA.
Which banks lend in Laurens County, GA?
8 watched lenders hold Laurens, GA branches; the largest Laurens, GA footprints are Bank Of Dudley (4), Farmers State Bank (3), Banksouth (2).
More on Laurens, GA
Laurens County, GA distress report: public-record figures for Laurens, GA; not legal advice for Laurens, GA; not tax or investment advice; verify every Laurens, GA record before acting.