Lincoln County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, North Carolina? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 28006 at 31/100.
- 11 ZIP codes tracked in Lincoln County, averaging 30/100 distress.
- Lincoln County reads peak — home values up 1.0% year over year.
- Vacancy runs 9.6% across Lincoln County's tracked ZIPs, with a 9.6% poverty rate.
- The typical Lincoln County home is worth about $277,718 against a ~$75,732 median income.
- Lending headwind in Lincoln County sits at 33/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28006 | 31/100 |
| 2 | 28021 | 31/100 |
| 3 | 28033 | 31/100 |
| 4 | 28164 | 31/100 |
| 5 | 28673 | 31/100 |
| 6 | 28037 | 30/100 |
| 7 | 28080 | 30/100 |
| 8 | 28090 | 30/100 |
| 9 | 28092 | 30/100 |
| 10 | 28168 | 30/100 |
| 11 | 28650 | 30/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
Nothing here is estimated: Lincoln County is scored from filings alone, and its ZIPs average 30/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Lincoln County market phase and pricing
Phase for Lincoln County: peak (+1.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Lincoln County
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What people ask
Which part of Lincoln County, NC scores highest for distress?
ZIP 28006 leads Lincoln County at 31/100, recomputed monthly from public records.
Is Lincoln County expanding or contracting?
Phase for Lincoln County: peak, tracking a 1.0% gain year over year, read off the FHFA index.
Which datasets feed the Lincoln County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 11 Lincoln County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Lincoln County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Lincoln County ZIPs DLRadar ranks, scores run from 31/100 in 28006 down to 30/100 in 28650, against a Lincoln County average of 30/100. Because the gap runs to 1 points, Lincoln County rewards ZIP-level precision.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $277,718 of value against a median household income near $75,732. Vacancy across Lincoln County's tracked ZIPs runs 9.6% and the poverty rate is 9.6%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Lincoln County's foreclosure and lien data and its 33/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.