Mcculloch County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mcculloch County, TX distress report, 2026: 7 ZIPs scored in Mcculloch, TX, Mcculloch, TX average 23/100; the top Mcculloch, TX ZIP is 76871 at 25/100; Mcculloch, TX market phase peak, Mcculloch, TX prices +2.0% year over year.
- Mcculloch, TX ranks #6 nationally (opportunity index); Mcculloch, TX #1 in Texas; Mcculloch, TX index 43.4.
- Mcculloch, TX: no CFPB county sample; Mcculloch, TX non-metro area reading 1.4%.
- Mcculloch, TX ZIP phases: 7 peak.
- Mcculloch, TX residential listings tracked: 4 across 5 ZIPs; Mcculloch, TX candidate listings 2.
- Mcculloch, TX lenders on watch: 2; largest Mcculloch, TX footprint Brady National Bank (1 branch).
- Mcculloch, TX most distressed ZIP: 76871 at 25/100.
Mcculloch, TX figures: DLRadar distress index; Mcculloch, TX inputs: CFPB, FHFA, HUD, FDIC; Mcculloch, TX rebuilt as sources refresh.
| Rank | Mcculloch, TX ZIP | Score |
|---|---|---|
| 1 | 76871 | 25/100 |
| 2 | 76825 | 23/100 |
| 3 | 76836 | 23/100 |
| 4 | 76852 | 23/100 |
| 5 | 76872 | 23/100 |
| 6 | 76887 | 23/100 |
| 7 | 76858 | 21/100 |
Most distressed Mcculloch, TX ZIPs (0-100, 2026)
Mortgage delinquency around Mcculloch, TX
No CFPB county sample covers Mcculloch, TX; the non-metro area reading for Mcculloch, TX: 1.4% ninety-plus; Mcculloch, TX area thirty-to-eighty-nine 3.5% (December 2025, Mcculloch, TX); Texas overall 1.2%.
Opportunity index: Mcculloch, TX
Mcculloch, TX index 43.4, Mcculloch, TX phase strong_buy; Mcculloch, TX primary driver vacancy, Mcculloch, TX second driver construction. Mcculloch, TX components: property stress 39.2, foreclosure pressure 43.8, listing discounts 45.0, bank stress 53.9, insurance 0.0; Mcculloch, TX pulse 48.9; Mcculloch, TX capital opportunity 35.1; Mcculloch, TX seven-day change -0.2%.
ZIP market phases inside Mcculloch, TX
7 Mcculloch, TX ZIPs carry a price-cycle phase; Mcculloch, TX ZIPs by phase (Mcculloch, TX), deepest drawdown first: peak, +2.0% YoY (Mcculloch, TX): 76825, 76836, 76852, 76858, Mcculloch, TX 76871, 76872, 76887.
Residential listings by Mcculloch, TX ZIP
Mcculloch, TX ZIPs with the most tracked Mcculloch, TX residential listings: 76825 4 listings, 2 candidates, bank pressure 56; 76836 0 listings, 0 candidates, bank pressure 55; 76852 0 listings, 0 candidates, bank pressure 57; 76872 0 listings, 0 candidates, bank pressure 54 (Mcculloch, TX); 76887 0 listings, 0 candidates, bank pressure 57. Mcculloch, TX totals: 4 listings; Mcculloch, TX candidates 2; active ZIPs 0.
Lenders with branches in Mcculloch, TX
Mcculloch, TX lenders by branch count: Brady National Bank (Mcculloch, TX): stress 73, 1 branch low in Mcculloch, TX; Commercial Nb Of Brady (Mcculloch, TX): stress 42, 1 branch low in Mcculloch, TX.
Vacancy and permits, Mcculloch, TX
922 of 4,219 Mcculloch, TX housing units are vacant; Mcculloch, TX permits, twelve months: 0 multifamily units in Mcculloch, TX, 2 one-to-four unit units.
Work Mcculloch, TX at the parcel level
Every Mcculloch, TX parcel carries owner and address; every Mcculloch, TX parcel carries APN; Mcculloch, TX distress scores sit on the Mcculloch, TX live board.
Mcculloch, TX figures refresh with each source.
Mcculloch, TX questions
Most distressed ZIP code in Mcculloch County, TX?
ZIP 76871 leads Mcculloch, TX at 25/100; next in Mcculloch, TX: 76825 at 23/100; the Mcculloch, TX average is 23/100.
Where does Mcculloch County, TX rank for investment opportunity?
Mcculloch, TX is #6 among all ranked counties, #1 in Texas; the Mcculloch, TX driver is vacancy; Mcculloch, TX moved up 5 places.
How many mortgages are delinquent in Mcculloch County, TX?
Mcculloch, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Mcculloch, TX.
Which banks lend in Mcculloch County, TX?
2 watched lenders hold Mcculloch, TX branches; the largest Mcculloch, TX footprints are Brady National Bank (1), Commercial Nb Of Brady (1).
More on Mcculloch, TX
Mcculloch County, TX distress report: public-record figures for Mcculloch, TX; not legal advice for Mcculloch, TX; not tax or investment advice; verify every Mcculloch, TX record before acting.