Mcculloch County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mcculloch County, Texas? DLRadar grades every Mcculloch County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Mcculloch County breakdown.
- Mcculloch County's most distressed ZIP is 76871 at 27/100.
- 7 ZIP codes tracked in Mcculloch County, averaging 24/100 distress.
- Mcculloch County reads peak — home values up 2.0% year over year.
- Vacancy runs 42.6% across Mcculloch County's tracked ZIPs, with a 10% poverty rate.
- The typical Mcculloch County home is worth about $176,700 against a ~$55,086 median income.
- Lending headwind in Mcculloch County sits at 35/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 76871 | 27/100 |
| 2 | 76825 | 25/100 |
| 3 | 76852 | 25/100 |
| 4 | 76872 | 25/100 |
| 5 | 76887 | 25/100 |
| 6 | 76836 | 23/100 |
| 7 | 76858 | 21/100 |
Most distressed ZIP codes in Mcculloch County (composite distress 0-100, 2026)
What is driving Mcculloch County distress
Mcculloch County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 24/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Mcculloch County market phase and pricing
The cycle in Mcculloch County is peak, with values up 2.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Mcculloch County
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What people ask
Where is distress highest inside Mcculloch County, TX?
ZIP 76871 leads Mcculloch County at 27/100, recomputed monthly from public records.
What stage of the price cycle is Mcculloch County at?
The market phase for Mcculloch County is peak, prices rising 2.0% on the year — derived from the FHFA House Price Index path.
Can the Mcculloch County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 7 Mcculloch County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Mcculloch County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Mcculloch County ZIPs DLRadar ranks, scores run from 27/100 in 76871 down to 21/100 in 76858, against a Mcculloch County average of 24/100. Those 6 points separate the ZIPs worth working in Mcculloch County from the rest.
What do Mcculloch County home values and vacancy say about distressed supply?
The typical Mcculloch County home carries about $176,700 of value against a median household income near $55,086. Vacancy across Mcculloch County's tracked ZIPs runs 42.6% and the poverty rate is 10%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Mcculloch County's foreclosure and tax-lien filings and its 35/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.