Mobile County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mobile County, Alabama? DLRadar grades every Mobile County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Mobile County breakdown.
- Mobile County's most distressed ZIP is 36505 at 35/100.
- 39 ZIP codes tracked in Mobile County, averaging 35/100 distress.
- Mobile County reads peak — home values up 1.0% year over year.
- Vacancy runs 16.2% across Mobile County's tracked ZIPs, with a 24.1% poverty rate.
- The typical Mobile County home is worth about $177,115 against a ~$59,614 median income.
- Lending headwind in Mobile County sits at 43/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 36505 | 35/100 |
| 2 | 36509 | 35/100 |
| 3 | 36512 | 35/100 |
| 4 | 36521 | 35/100 |
| 5 | 36523 | 35/100 |
| 6 | 36525 | 35/100 |
| 7 | 36528 | 35/100 |
| 8 | 36541 | 35/100 |
| 9 | 36544 | 35/100 |
| 10 | 36560 | 35/100 |
| 11 | 36568 | 35/100 |
| 12 | 36571 | 35/100 |
Most distressed ZIP codes in Mobile County (composite distress 0-100, 2026)
What is driving Mobile County distress
Nothing here is estimated: Mobile County is scored from filings alone, and its ZIPs average 35/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Mobile County market phase and pricing
Phase for Mobile County: peak (+1.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Mobile County
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Frequently asked questions
What is the hardest-hit ZIP in Mobile County?
ZIP 36505 leads Mobile County at 35/100, recomputed monthly from public records.
Which phase does Mobile County sit in right now?
Mobile County is classified peak with a 1.0% year-over-year increase, following the FHFA House Price Index.
Where does the Mobile County data come from?
Mobile County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 39 ZIPs are comparable to anywhere else.
How much do distress scores vary between Mobile County ZIP codes?
One county number flattens a wide range. Across the Mobile County ZIPs DLRadar ranks, scores run from 35/100 in 36505 down to 35/100 in 36571, against a Mobile County average of 35/100. Because the gap runs to 0 points, Mobile County rewards ZIP-level precision.
What do Mobile County home values and vacancy say about distressed supply?
The typical Mobile County home carries about $177,115 of value against a median household income near $59,614. Vacancy across Mobile County's tracked ZIPs runs 16.2% and the poverty rate is 24.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Mobile County's foreclosure and lien data and its 43/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.