Mohave County, AZ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mohave County, AZ distress report, 2026: 25 ZIPs scored in Mohave, AZ, Mohave, AZ average 30/100; the top Mohave, AZ ZIP is 85360 at 30/100; Mohave, AZ market phase peak, Mohave, AZ prices +0.2% year over year.
- Mohave, AZ ranks #598 nationally (opportunity index); Mohave, AZ #3 in Arizona; Mohave, AZ index 32.9.
- Mohave, AZ ninety-day mortgage delinquency 0.9% in December 2025; Mohave, AZ twelve-month change +0.3%.
- Mohave, AZ ZIP phases: 24 peak, 1 neutral.
- Mohave, AZ residential listings tracked: 239 across 24 ZIPs; Mohave, AZ candidate listings 115.
- Mohave, AZ HUD assisted properties: 2 with 212 units.
- Mohave, AZ lenders on watch: 2; largest Mohave, AZ footprint Mission Bank (3 branches).
- Mohave, AZ most distressed ZIP: 85360 at 30/100.
Mohave, AZ figures: DLRadar distress index; Mohave, AZ inputs: CFPB, FHFA, HUD, FDIC; Mohave, AZ rebuilt as sources refresh.
| Rank | Mohave, AZ ZIP | Score |
|---|---|---|
| 1 | 85360 | 30/100 |
| 2 | 86021 | 30/100 |
| 3 | 86401 | 30/100 |
| 4 | 86403 | 30/100 |
| 5 | 86404 | 30/100 |
| 6 | 86406 | 30/100 |
| 7 | 86409 | 30/100 |
| 8 | 86411 | 30/100 |
| 9 | 86413 | 30/100 |
| 10 | 86426 | 30/100 |
| 11 | 86429 | 30/100 |
| 12 | 86431 | 30/100 |
Most distressed Mohave, AZ ZIPs (0-100, 2026)
Mortgage delinquency in Mohave, AZ
0.9% of Mohave, AZ mortgages were ninety-plus days late (Mohave, AZ, December 2025); Mohave, AZ thirty-to-eighty-nine days late: 2.1%; Mohave, AZ twelve-month change +0.3%; Mohave, AZ peak since 2008: 5.6% (May 2010); Arizona overall 0.8%. Mohave, AZ ninety-day series: Dec 24 0.6, Jan 25 0.6, Feb 25 0.5 (Mohave, AZ), Mar 25 0.8, Apr 25 0.9, May 25 1.0 (Mohave, AZ), Jun 25 0.8, Jul 25 0.9, Aug 25 0.8 (Mohave, AZ), Sep 25 0.5, Oct 25 0.6, Nov 25 0.8 (Mohave, AZ), Dec 25 0.9.
Opportunity index: Mohave, AZ
Mohave, AZ index 32.9, Mohave, AZ phase peak_opportunity; Mohave, AZ primary driver construction, Mohave, AZ second driver vacancy. Mohave, AZ components: property stress 18.0, foreclosure pressure 21.9, listing discounts 32.1, bank stress 54.1, insurance 0.0; Mohave, AZ pulse 37.7; Mohave, AZ capital opportunity 25.7.
ZIP market phases inside Mohave, AZ
25 Mohave, AZ ZIPs carry a price-cycle phase; Mohave, AZ ZIPs by phase (Mohave, AZ), deepest drawdown first: peak, +0.1% YoY, 1.9% off peak (Mohave, AZ): 86434; peak, +0.2% YoY, 1.9% off peak (Mohave, AZ): 85360, 86021, 86401, 86403, Mohave, AZ 86404, 86406, 86409, 86411, Mohave, AZ 86413, 86426, 86429, 86431, Mohave, AZ 86432, 86433, 86436.
Residential listings by Mohave, AZ ZIP
Mohave, AZ ZIPs with the most tracked Mohave, AZ residential listings: 86413 29 listings, 16 candidates, bank pressure 63; 86401 28 listings, 13 candidates, bank pressure 63; 86409 25 listings, 15 candidates, bank pressure 63; 86442 24 listings, 11 candidates, bank pressure 63 (Mohave, AZ); 86444 22 listings, 17 candidates, bank pressure 63; 86406 17 listings, 4 candidates, bank pressure 63; 86438 15 listings, 9 candidates, bank pressure 63; 86431 12 listings, 0 candidates, bank pressure 63. Mohave, AZ totals: 239 listings; Mohave, AZ candidates 115; active ZIPs 4.
HUD assisted housing in Mohave, AZ
2 assisted properties with 212 units sit in Mohave, AZ; largest Mohave, AZ properties: Canyon Walk Apartment Homes (Bullhead City) 156 units; Harrison Haven (Kingman) 56 units, 56 assisted.
Lenders with branches in Mohave, AZ
Mohave, AZ lenders by branch count: Mission Bank (Mohave, AZ): stress 90, 3 branches low in Mohave, AZ; Goldwater Bank N A (Mohave, AZ): stress 75, 1 branch low in Mohave, AZ.
Vacancy and permits, Mohave, AZ
19,908 of 121,881 Mohave, AZ housing units are vacant; Mohave, AZ permits, twelve months: 0 multifamily units in Mohave, AZ, 974 one-to-four unit units.
Work Mohave, AZ at the parcel level
Every Mohave, AZ parcel carries owner and address; every Mohave, AZ parcel carries APN; Mohave, AZ distress scores sit on the Mohave, AZ live board.
Mohave, AZ figures refresh with each source.
Mohave, AZ questions
Most distressed ZIP code in Mohave County, AZ?
ZIP 85360 leads Mohave, AZ at 30/100; next in Mohave, AZ: 86021 at 30/100; the Mohave, AZ average is 30/100.
Where does Mohave County, AZ rank for investment opportunity?
Mohave, AZ is #598 among all ranked counties, #3 in Arizona; the Mohave, AZ driver is construction; Mohave, AZ moved down 25 places.
How many mortgages are delinquent in Mohave County, AZ?
0.9% of Mohave, AZ mortgages were ninety-plus days late in December 2025; the Mohave, AZ peak since 2008 was 5.6%.
Which banks lend in Mohave County, AZ?
2 watched lenders hold Mohave, AZ branches; the largest Mohave, AZ footprints are Mission Bank (3), Goldwater Bank N A (1).
More on Mohave, AZ
Mohave County, AZ distress report: public-record figures for Mohave, AZ; not legal advice for Mohave, AZ; not tax or investment advice; verify every Mohave, AZ record before acting.